505 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 505 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,194 sqft · built 1935
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Tax Bill	$888 (2024)
Deeds & Mortgages	Jun 2023 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007041`

Property Details

APN / Parcel Number

Primary APN	`D029 3007041`
Alternative APN	`146724`

Interior

Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1983
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Porch	Open Porch
Porch Area	120 sqft
Utility Building	36 sqft

Location & Zoning

Account Number	146724
Old Parcel Number	D029 3007041
Street Address	505 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 71 & W 10' 72, ACRES .1492
Legal Subdivision	BELMONT
Legal Lot Number	71
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 E MONTEREY ST, DENISON, TX 75021-6459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer
Apr 28, 2020	Warranty Deed, Transfer USAA
Apr 28, 2020	Correction Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 1, 2012
Last Transfer Date	Apr 28, 2020
Transfer Doc	0000010127
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 16, 2023
Property Address	505 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000015524
Map Reference	VOL 277 PG 32
Instrument Date	Jun 6, 2023
Instrument	2023-15524
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MEADOW RUN, ROUND ROCK, TX 78664-9604

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 28, 2020
Property Address	505 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000010128
Instrument Date	Apr 28, 2020
Instrument	10128
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 E MONTEREY ST DENISON TX 750216459, DENISON, TX 75021-6459

Mortgage

Document Number	10129
Date	Apr 28, 2020
Instrument	10129

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 28, 2020
Property Address	505 E MONTEREY ST, DENISON, TX 75021-6459
Document Number	0000010127
Instrument Date	Mar 2, 2015
Instrument	10127
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 353 VAN ALSTYNE TX 754950353, VAN ALSTYNE, TX 75495-0353

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,797 (-15.97%) Land $35,100 Building $65,004	$100,104 (-6.33%) Land $35,100 Building $65,004
2024	$888.00 (-15.43%)
2023		$106,865 (+49.86%) Land $41,600 Building $65,265	$106,865 (+49.86%) Land $41,600 Building $65,265
2022	$1,050.00 Homeowner's exemption	$71,308 Land $19,890 Building $51,418	$71,308 Land $19,890 Building $51,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, TekWav.

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