525 Calle Montecito, Unit 130, Oceanside, CA 92057 Property Records

San Diego County property record for 525 Calle Montecito, Unit 130, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	2 Company Names on Record
Last Sale	$298,378 (Jul 2026)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Oct 2026 Sale Jul 2026 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-58`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-58`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft (6.97 acres)
View / Lot	Lake

Location & Zoning

Street Address	525 CALLE MONTECITO, 130
City	OCEANSIDE
State	CA
Zip	92057-5280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 5 US130PER DOC05-051755&UND INT IN LOT 1 THRU TR 9806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	9806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2026	Trustee's Deed, Foreclosure ACCOMMODATION/COURTESY RECORDI
Jan 13, 2023	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 1, 2021	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	2026218328
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000141778
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2026
Property Address	525 CALLE MONTECITO, 130, OCEANSIDE, CA 92057-5280
Document Number	0000290105
Instrument Date	Sep 21, 2026
Instrument	2026290105
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	525 CALLE MONTECITO, 130, OCEANSIDE, CA 92057-5280
Document Number	0000218328
Instrument Date	Jul 28, 2026
Instrument	2026218328
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Amount	Amount Recorded
Tax	$33,150.22
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2023
Property Address	525 CALLE MONTECITO UNIT 130, 130, OCEANSIDE, CA 92057-5280
Document Number	0000010006
Map Reference	MAP 9806
Instrument Date	Dec 14, 2022
Instrument	2023-0010006
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010007
Date	Jan 13, 2023
Instrument	2023-0010007

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2021
Property Address	525 CALLE MONTECITO UNIT 130, 130, OCEANSIDE, CA 92057-5280
Document Number	0000077309
Map Reference	MAP 9806
Instrument Date	Jan 15, 2021
Instrument	2021-0077309
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	525 CALLE MONTECITO UNIT 130, 130, OCEANSIDE, CA 92057-5280

Mortgage

Document Number	0000077310
Date	Feb 1, 2021
Instrument	2021-0077310

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2020
Property Address	525 CALLE MONTECITO UNIT 130, 130, OCEANSIDE, CA 92057-5280
Document Number	0000369511
Instrument Date	Jun 26, 2020
Instrument	369511
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 CALLE MONTECITO #130 OCEANSIDE CA 920575280, 130, OCEANSIDE, CA 92057-5280

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,562 (+2%) Land $305,012 Building $103,550
2025	$4,521.00 (+1.94%)	$400,552 (+32.87%) Land $299,032 Building $101,520
2024	$4,435.00 (+31.41%)
2023	$3,375.00 (+1.5%)	$301,454 Land $225,050 Building $76,404
2022	$3,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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