1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Calle Montecito
  6. 525 Calle Montecito

525 Calle Montecito, Unit 122, Oceanside, CA 92057 Property Records

San Diego County property record for 525 Calle Montecito, Unit 122, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 806 sqft · built 1985
Lot Size6.97 acres (303,705 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (May 2026)
Tax Bill$1,483 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN157-560-10-50

Property Details

APN / Parcel Number

Primary APN157-560-10-50

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area806 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area303,705 sqft
View / LotLake

Location & Zoning

Street Address525 CALLE MONTECITO, 122
CityOCEANSIDE
StateCA
Zip92057-5280
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 5 US122PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18618

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address504 W SANTA ANA ST, SANTA PAULA, CA 93060-3435
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
May 4, 2026Quit Claim Deed, Transfer
WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN
Oct 26, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
DEL SUR CORPORATION
Oct 27, 2022Intrafamily Transfer, Transfer
LAWYERS TITLE
Aug 8, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOME SOLUTIONS TEAM INC
Aug 9, 2022Intrafamily Transfer, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2026 · Amount on Record
Deed SaleMay 4, 2026 · Amount on Record
Prior SaleFeb 2, 2009 · Amount on Record
Deed Document Number2026125324
Prior Transfer DateOct 24, 2022
Prior Transfer Doc0000413824
Record UpdatedOct 29, 2026

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2026
Property Address525 CALLE MONTECITO, 122, OCEANSIDE, CA 92057-5280
Document Number0000125324
Instrument DateApr 28, 2026
Instrument2026.125324
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43,329.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address504 W SANTA ANA ST, SANTA PAULA, CA 93060-3435

Mortgage

Document Number0000125326,
DateMay 4, 2026
Instrument2026..125326
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 4, 2026
Property Address525 CALLE MONTECITO, 122, OCEANSIDE, CA 92057-5280
Document Number0000125325
Instrument DateApr 15, 2026
Instrument2026125325
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMPAN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address504 W SANTA ANA ST, SANTA PAULA, CA 93060-3435

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 26, 2022
Property Address525 CALLE MONTECITO UNIT 122, 122, OCEANSIDE, CA 92057-5280
Document Number0000411467
Map ReferenceMAP 9806
Instrument DateOct 24, 2022
Instrument2022-0411467
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22735 KESWICK ST, WEST HILLS, CA 91304-5432

Mortgage

Document Number0000411468
DateOct 26, 2022
Instrument2022-0411468
Lender
NameDEL SUR CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 27, 2022
Property Address525 CALLE MONTECITO UNIT 122, 122, OCEANSIDE, CA 92057-5280
Document Number0000413824
Map ReferenceMAP 9806
Instrument DateOct 24, 2022
Instrument2022-0413824
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22735 KESWICK ST, WEST HILLS, CA 91304-5432

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 8, 2022
Property Address525 CALLE MONTECITO UNIT 122, 122, OCEANSIDE, CA 92057-5280
Document Number0000319908
Map ReferenceDOC 2005-0051755
Instrument DateAug 3, 2022
Instrument2022-0319908
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22735 KESWICK ST, WEST HILLS, CA 91304-5432

Mortgage

Document Number0000319909
DateAug 8, 2022
Instrument2022-0319909
Lender
NameHOME SOLUTIONS TEAM INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 9, 2022
Property Address525 CALLE MONTECITO UNIT 122, 122, OCEANSIDE, CA 92057-5280
Document Number0000321399
Map ReferenceDOC 2005-0051755
Instrument DateAug 3, 2022
Instrument2022-0321399
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22735 KESWICK ST, WEST HILLS, CA 91304-5432

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$131,202 (+2%) Land $65,666 Building $65,536
2025$1,483.00 (+1.99%)$128,630 (+4.04%) Land $64,379 Building $64,251
2024$1,454.00 (+3.12%)
2023$1,410.00 (+1.51%)$123,637 Land $61,880 Building $61,757
2022$1,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Calle Montecito

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures