1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Calle Montecito
  6. 525 Calle Montecito

525 Calle Montecito, Unit 127, Oceanside, CA 92057 Property Records

San Diego County property record for 525 Calle Montecito, Unit 127, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 856 sqft · built 1985
Lot Size6.97 acres (303,705 sqft)
OwnerIndividual Name on Record
Last Sale$263,000 (Nov 2005)
Tax Bill$4,059 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN157-560-10-55

Property Details

APN / Parcel Number

Primary APN157-560-10-55

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area856 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area303,705 sqft
View / LotLake

Location & Zoning

Street Address525 CALLE MONTECITO, 127
CityOCEANSIDE
StateCA
Zip92057-5280
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 5 US127PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18618

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address224 CALLE BOLERO, OCEANSIDE, CA 92057-6150
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME MORTGAGE ALLIANCE CORP
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2005 · Amount on Record
Deed SaleNov 8, 2005 · Amount on Record
Deed Document Number2005971936
Last Transfer DateMay 28, 2021
Transfer Doc0000430701
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 10, 2021
Property Address525 CALLE MONTECITO UNIT 127, 127, OCEANSIDE, CA 92057-5280
Document Number0000430701
Map ReferenceDOC 2005-0051755
Instrument DateMay 28, 2021
Instrument2021-0430701
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CALLE BOLERO, OCEANSIDE, CA 92057-6150

Mortgage

Document Number0000430702
DateJun 10, 2021
Instrument2021-0430702
Lender
NameHOME MORTGAGE ALLIANCE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address525 CALLE MONTECITO UNIT 127, 127, OCEANSIDE, CA 92057-5280
Document Number0000236580
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 CALLE BOLERO OCEANSIDE CA 920576150, OCEANSIDE, CA 92057-6150

Mortgage

Document Number0000236580
DateMay 11, 2020
Instrument236580
Lender
NameSYNERGY ONE LNDG
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 10, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$366,427 (+2%) Land $223,005 Building $143,422
2025$4,059.00 (+5.16%)$359,243 (+4.04%) Land $218,633 Building $140,610
2023$3,860.00 (+1.53%)$345,295 Land $210,145 Building $135,150
2022$3,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Calle Montecito

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures