525 Calle Montecito, Unit 126, Oceanside, CA 92057 Property Records

San Diego County property record for 525 Calle Montecito, Unit 126, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 856 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Company Name on Record
Last Sale	$265,500 (Jan 2021)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-54`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-54`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	525 CALLE MONTECITO, 126
City	OCEANSIDE
State	CA
Zip	92057-5280
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 5 US126PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2807 SELBY AVE, LOS ANGELES, CA 90064-4226
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer
Jan 28, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 21, 2020	Grant Deed, Transfer · VA Mortgage PRIME LNDG
Mar 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	202167925
Prior Transfer Date	Mar 28, 2019
Prior Transfer Doc	0000111600
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2021
Property Address	525 CALLE MONTECITO UNIT 126, 126, OCEANSIDE, CA 92057-5280
Document Number	0000846317
Map Reference	MAP 9806
Instrument Date	Dec 11, 2021
Instrument	2021-0846317
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 SELBY AVE, LOS ANGELES, CA 90064-4226

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	525 CALLE MONTECITO UNIT 126, 126, OCEANSIDE, CA 92057-5280
Document Number	0000067925
Instrument Date	Jan 6, 2021
Instrument	67925
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$292.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2807 SELBY AVE LOS ANGELES CA 900644226, LOS ANGELES, CA 90064-4226

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	525 CALLE MONTECITO UNIT 126, 126, OCEANSIDE, CA 92057-5280
Document Number	0000090048
Instrument Date	Feb 6, 2020
Instrument	90048
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 CALLE MONTECITO #126 OCEANSIDE CA 920575280, 126, OCEANSIDE, CA 92057-5280

Mortgage

Document Number	90049
Date	Feb 21, 2020
Instrument	90049

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2019
Property Address	525 CALLE MONTECITO UNIT 126, 126, OCEANSIDE, CA 92057-5280
Document Number	0000111600
Instrument Date	Mar 28, 2019
Instrument	111600
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	813 SUNNINGDALE DR OCEANSIDE CA 920575021, OCEANSIDE, CA 92057-5021

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$293,020 (+2%) Land $146,510 Building $146,510
2025	$3,255.00 (+5.17%)	$287,276 (+4.04%) Land $143,638 Building $143,638
2023	$3,095.00 (+1.51%)	$276,122 Land $138,061 Building $138,061
2022	$3,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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