Garrett County property record for 5248 Hutton Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,497 sqft · built 1925 |
| Lot Size | 2.86 acres (124,582 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,000 (Jun 2017) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-022198 |
| Primary APN | 14-022198 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,497 sqft Total Area |
| Basement Area | 1 sqft |
| Finished Basement | 1 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 124,582 sqft (2.86 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 022198 |
|---|---|
| Street Address | 5248 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.86 AC SE/S HUTTON RD ROSEDALE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 601 |
Source: Garrett County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5248 HUTTON RD, OAKLAND, MD 21550-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2017 | Grant Deed, Transfer MLEND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 20172010-0067 |
| Deed Book / Page | 2010 / 67 |
| Prior Transfer Date | May 31, 2017 |
| Prior Transfer Doc | 0020100067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 5248 HUTTON RD, OAKLAND, MD 21550-3111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5248 HUTTON RD, OAKLAND, MD 21550-3111 |
| Document Number | 0024340208 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 2434/208 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jun 1, 2017 |
| Property Address | 5248 HUTTON RD, OAKLAND, MD 21550-3111 |
| Document Number | 0020100067 |
| Book / Page | 002010 / 000067 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5248 HUTTON RD OAKLAND MD 215503111, OAKLAND, MD 21550-3111 |
| Document Number | 20100071 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 002010/000071 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (+8.82%) | $134,700 (+12.47%) Land $30,700 Building $104,000 | $134,700 (-) Land $30,700 Building $104,000 |
| 2023 | $1,428.00 | $119,767 | $134,700 Land $30,700 Building $104,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures