Garrett County property record for 5181 Hutton Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,324 sqft · built 1982 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,434 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-022341 |
| Primary APN | 14-022341 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,324 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 192 sqft |
| Patio Area | 26 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 022341 |
|---|---|
| Street Address | 5181 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.62 AC NW/S HUTTON RD ROSEDALE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 601 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5181 HUTTON RD, OAKLAND, MD 21550-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 5181 HUTTON RD, OAKLAND, MD 21550-3110 |
| Document Number | 0021990159 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5181 HUTTON RD CRELLIN MD 215503110, CRELLIN, MD 21550-3110 |
| Document Number | 0021990159 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 002199/000159 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2035 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,434.00 (+3.84%) Homeowner's exemption | $137,767 (+16.75%) | $145,300 (+8.43%) Land $20,500 Building $124,800 |
| 2023 | $1,381.00 Homeowner's exemption | $118,000 | $134,000 Land $19,200 Building $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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