5151 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 5151 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,029 sqft · built 1920
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Aug 2026)
Tax Bill	$573 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`14-006656`

Property Details

APN / Parcel Number

Primary APN	`14-006656`
Alternative APN	`006656`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,029 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Porch	Porch
Porch Area	91 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	006656
Street Address	5151 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.81 AC NW/S HUTTON RD ROSEDALE
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3031
Census Tract	601

Owner

5151 Hutton Rd is owned by two individuals who bought it in August 2026.

Source: Garrett County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4792 HUTTON RD, OAKLAND, MD 21550-3106
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK
Apr 20, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Apr 20, 2026 · Amount on File
Deed Book / Page	2702 / 339
Transfer Doc	0010930410
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 4, 2026
Property Address	5151 HUTTON RD, OAKLAND, MD 21550-3110
Document Number	2702000339
Book / Page	2702 / 339
Instrument Date	Jul 14, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAKE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115,140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4792 HUTTON RD, OAKLAND, MD 21550-3106

Mortgage

Document Number	2702000346,
Date	Aug 4, 2026
Book Page	2702/346

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 20, 2026
Property Address	5151 HUTTON RD, OAKLAND, MD 21550-3110
Document Number	2679000349
Book / Page	2679 / 349
Instrument Date	Mar 20, 2026
Transaction Type	Foreclosure
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$121,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1661 WORTHINGTON RD, 100, WEST PALM BEACH, FL 33409-6493
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5151 Hutton Rd was $573, up 0.5% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$573.00 (+0.53%)	$48,833 (+1.95%)	$50,700 (+5.85%) Land $25,200 Building $25,500
2025	$570.00 Homeowner's exemption	$47,900 Land $23,600 Building $24,300	$47,900 Land $23,600 Building $24,300
2023	$555.00 Homeowner's exemption	$44,967	$47,900 Land $23,600 Building $24,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5151 Hutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5151 Hutton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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