5202 Hutton Rd, Oakland, MD 21550 Property Records

Garrett County property record for 5202 Hutton Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,199 sqft · built 1950
Lot Size	12.1 acres (529,690 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Feb 2026)
Tax Bill	$1,784 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-002987`

Property Details

APN / Parcel Number

Primary APN	`14-002987`
Alternative APN	`002987`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,199 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	529,690 sqft (12.1 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002987
Street Address	5202 HUTTON RD
City	OAKLAND
State	MD
Zip	21550-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12.16 AC E/S HUTTON RD ROSEDALE
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3030
Census Tract	601

Owner

5202 Hutton Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Garrett County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5202 HUTTON RD, OAKLAND, MD 21550-3111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage GARRETT COUNTY COMMUNITY ACTION COMMITTE
Feb 26, 2026	Deed, Transfer · FHA Mortgage MVB HOME LOANS
Mar 12, 2024	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Dec 13, 2024 · Amount on File
Deed Book / Page	2668 / 499
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	0025410151
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	5202 HUTTON RD, OAKLAND, MD 21550-3111
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026680539
Date	Feb 26, 2026
Book Page	2668/539

Lender

Name	GARRETT COUNTY COMMUNITY ACTION COMMITTE
Type	Government Agency
Address	OAKLAND, MD 21550

Agreement

Amount	Amount on Record

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 26, 2026
Property Address	5202 HUTTON RD, OAKLAND, MD 21550-3111
Document Number	0026680499
Book / Page	2668 / 499
Map Reference	LB 2584 FO 232
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5202 HUTTON RD, OAKLAND, MD 21550-3111

Mortgage

Document Number	0002668504
Date	Feb 26, 2026
Instrument	2668/504

Lender

Name	MVB HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0026680525
Date	Feb 26, 2026
Book Page	2668/525

Lender

Name	MVB HOME LOANS
Address	MIDDLETOWN, MD 21769

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

March 2024: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GARRETT MD
Recording Date	Mar 12, 2024
Property Address	5202 HUTTON RD, OAKLAND, MD 21550-3111
Document Number	0025410151
Book / Page	2541 / 151
Instrument Date	Feb 29, 2024
Transaction Type	Foreclosure
Record Updated	Mar 25, 2024

Transaction

Amount	Amount on Record
Tax	$557.98
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2615 SLEWARTSLOWN ROAD, MORGANTOWN, WV 26508-2003

Tax Assessment & Valuation

The 2026 property tax bill for 5202 Hutton Rd was $1,784, up 2% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,784.00 (+2%)	$157,767 (+3.86%)	$169,500 (+11.59%) Land $46,700 Building $122,800
2025	$1,749.00	$151,900 Land $44,700 Building $107,200	$151,900 Land $44,700 Building $107,200
2023	$1,648.00 Homeowner's exemption	$139,700	$157,900 Land $50,700 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5202 Hutton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5202 Hutton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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