Osceola County property record for 5243 Waterside Vista Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2015 |
| Square Footage | 5,506 sqft Heated Area |
| Lot Size | 21,562 sqft (0.494 acres) |
| Garage | Finished, 892 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,805.00 (2025) |
| Primary APN | 162475 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 5,506 sqft Heated Area |
| Gross Area | 7,421 sqft Gross Area |
| 1st Floor | 2,844 sqft 1st Floor |
| Upper Floors | 2,662 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 21,562 sqft (0.494 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 892 sqft Garage |
| Pool Area | 64 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,865 sqft Deck |
| Porch | Open Porch |
| Porch Area | 1,023 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 162475 |
|---|---|
| Street Address | 5243 WATERSIDE VISTA LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERSIDE VISTA PB 20 PGS 148-149 LOT 1 LESS BEG AT SE COR OF LOT 1, W 19.71 FT, N 63 DEG E 22.10 FT, S 10 FT TO POB |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | WATERSIDE VISTA |
| Legal Tract | 5399 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 162475
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5243 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2025 |
| Deed Sale | Apr 07, 2025 |
| Deed Doc Number | 2015167063 |
| Deed Book / Page | 4868 / 1817 |
| Prior Transfer Date | Nov 05, 2015 |
| Prior Transfer Doc | 2015167063 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5243 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055480613 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 5548/0613 |
| Instrument | 2019083016 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5243 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0056712567 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 5671/2567 |
| Instrument | 2020020157 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5243 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5243 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Number | 0060420384 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6042/384 |
| Instrument | 2021141736 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,805.00 (+6%) Homeowner's exemption Disabled Person's exemption | $774,343 (+5.99%) | $1,124,300 (+24.22%) Land $95,000 Building $1,029,300 |
| 2023 | $10,193.00 Homeowner's exemption Disabled Person's exemption | $730,602 | $905,100 Land $84,000 Building $821,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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