1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Waterside Vista Ln

5237 Waterside Vista Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5237 Waterside Vista Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 5,193 sqft · built 2014
Lot Size0.686 acres (29,882 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (Jan 2017)
Tax Bill$12,564 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-25-31-5399-0001-0040

Property Details

APN / Parcel Number

Primary APN05-25-31-5399-0001-0040
Alternative APNs
  • 253105539900010040
  • 162478

Interior

Bedrooms6 Beds
Full Baths5 Baths
Stories2 Stories
Building Area5,193 sqft Living Area
Gross Area7,421 sqft
1st Floor Area2,531 sqft
Upper Floors Area2,662 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area29,882 sqft (0.686 acres)
Garage TypeAttached
Garage Area1,205 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area48 sqft
PorchFinished/Open Porch
Porch Area1,023 sqft
Deck Area1,112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address5237 WATERSIDE VISTA LN
CitySAINT CLOUD
StateFL
Zip34771-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionWATERSIDE VISTA PB 20 PGS 148-149 LOT 4
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionWATERSIDE VISTA
Legal Tract5399
Legal Block40
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5237 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Jan 13, 2017Special Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2017 · Amount on Record
Deed SaleJan 13, 2017 · Amount on Record
Prior SaleMar 4, 2013 · Amount on Record
Deed Document Number20178301
Deed Book / Page5086 / 1
Prior Transfer DateDec 12, 2012
Prior Transfer Doc0044052058
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5237 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051050288
DateFeb 20, 2017
Book Page5105/0288
Instrument2017027752
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2017
Property Address5237 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801
Document Number0050860001
Book / Page5086 / 0001
Map ReferenceMB20 PG148
Instrument DateDec 20, 2016
Instrument2017008301
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address5237 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801

Mortgage

Document Number0050860003
DateJan 13, 2017
Instrument5086/0003
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,564.00 (+3.85%) Homeowner's exemption$896,299 (+5.99%)$1,300,700 (+23.94%) Land $138,000 Building $1,162,700
2024$12,098.00 (+1.92%)
2023$11,870.00 (+3.31%) Homeowner's exemption$845,669 (+3%)$1,049,500 (+13.78%) Land $126,000 Building $923,500
2022$11,490.00 Homeowner's exemption$821,038$922,400 Land $126,000 Building $796,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, CenturyLink, Spectrum, Verizon.

Nearby Properties on Waterside Vista Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures