Osceola County property record for 5231 Waterside Vista Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,262 sqft Heated Area |
| Lot Size | 25,134 sqft (0.576 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $890,000 (2025) |
| Tax Bill | $9,605.00 (2025) |
| Primary APN | 162481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,262 sqft Heated Area |
| Gross Area | 4,434 sqft Gross Area |
| 1st Floor | 3,262 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 25,134 sqft (0.576 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 722 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Pool Area | 36 sqft Pool |
| Deck Area | 1,124 sqft Deck |
| Porch | Open Porch |
| Porch Area | 450 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 162481 |
|---|---|
| Street Address | 5231 WATERSIDE VISTA LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERSIDE VISTA PB 20 PGS 148-149 LOT 7 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | WATERSIDE VISTA |
| Legal Tract | 5399 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 162481
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5231 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 08, 2017 | Special Warranty Deed, Transfer · Veterans Administration Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2025 · Amount on Record |
| Deed Sale | Jul 07, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Doc Number | 2025083641 |
| Deed Book / Page | 6814 / 843 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2021 |
| Property Address | 5231 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Number | 0059620610 |
| Book / Page | 5962 / 610 |
| Map Reference | MB 20 PG 148&149 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021077507 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | APIARY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5808 JACK BRACK RD, 5808, SAINT CLOUD, FL 34771-9238 |
| Name | Verified Name |
|---|---|
| Address | 5231 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Number | 5962612 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 5962/612 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 08, 2017 |
| Property Address | 5231 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Number | 0050991964 |
| Book / Page | 5099 / 1964 |
| Map Reference | MB20 PG148 |
| Instrument Date | Dec 22, 2016 |
| Instrument | 2017021983 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,403.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Address | 5231 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Document Number | 0050991966 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 5099/1966 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2032 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,605.00 (+6.96%) Homeowner's exemption | $682,758 (+6.9%) | $869,700 (+24.01%) Land $138,000 Building $731,700 |
| 2023 | $8,980.00 (+3.43%) Homeowner's exemption | $638,703 (+3%) | $701,300 (+13.09%) Land $126,000 Building $575,300 |
| 2022 | $8,682.00 Homeowner's exemption | $620,100 Land $126,000 Building $494,100 | $620,100 Land $126,000 Building $494,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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