Osceola County property record for 5232 Waterside Vista Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,967 sqft · built 2016 |
| Lot Size | 0.434 acres (18,905 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $613,395 (Feb 2016) |
| Tax Bill | $9,745 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-25-31-5399-0001-0130 |
| Primary APN | 05-25-31-5399-0001-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,967 sqft Living Area |
| Gross Area | 5,139 sqft |
| 1st Floor Area | 3,262 sqft |
| Upper Floors Area | 705 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 18,905 sqft (0.434 acres) |
| Garage Type | Attached |
| Garage Area | 722 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 63 sqft |
| Porch | Slab |
| Porch Area | 450 sqft |
| Deck Area | 1,073 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 5232 WATERSIDE VISTA LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | WATERSIDE VISTA PB 20 PGS 148-149 LOT 13 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | WATERSIDE VISTA |
| Legal Tract | 5399 |
| Legal Block | 130 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5232 WATERSIDE VISTA LN, SAINT CLOUD, FL 34771-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2016 · Amount on Record |
| Deed Sale | Feb 8, 2016 · Amount on Record |
| Prior Sale | Jan 1, 2016 · Amount on Record |
| Deed Document Number | 201617893 |
| Deed Book / Page | 4910 / 294 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 0046562671 |
| Record Updated | Oct 29, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,745.00 (+6.04%) Homeowner's exemption | $692,870 (+5.99%) | $982,300 (+24.47%) Land $95,000 Building $887,300 |
| 2023 | $9,190.00 (+3.42%) Homeowner's exemption | $653,733 (+3%) | $789,200 (+13.73%) Land $84,000 Building $705,200 |
| 2022 | $8,886.00 Homeowner's exemption | $634,693 | $693,900 Land $84,000 Building $609,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, CenturyLink, Spectrum, Verizon.
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