461 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 461 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,180 sqft · built 1999
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2025)
Tax Bill	$2,138 (2025)
Deeds & Mortgages	Apr 2025 Sale Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042F 016`

Property Details

APN / Parcel Number

Primary APN	`042F 016`
Alternative APN	`401450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,180 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Terrain	Gentle Slope
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	418 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	401450
Street Address	461 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 28 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	28
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4025
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Limited Warranty Deed, Transfer
Apr 11, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Dec 1, 1998 · Amount on Record
Deed Book / Page	1402 / 364
Prior Transfer Date	Apr 10, 2025
Prior Transfer Doc	0014040146
Record Updated	Jun 8, 2026

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 24, 2025
Property Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Document Number	0014040146
Book / Page	1404 / 146
Instrument Date	Apr 10, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WESLEY CIR, TOCCOA, GA 30577-8623

April 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 11, 2025
Property Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Document Number	0014020364
Book / Page	1402 / 364
Instrument Date	Apr 10, 2025
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WESLEY CIR, TOCCOA, GA 30577-8623

Mortgage

Document Number	0001402366
Date	Apr 11, 2025
Instrument	1402/366

Lender

Name	BARRETT FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Document Number	0011840262
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WESLEY CIR TOCCOA GA 305778623, TOCCOA, GA 30577-8623

Mortgage

Document Number	0011840262
Date	Jul 23, 2019
Book Page	001184/000262

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Document Number	0011840247
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WESLEY CIR TOCCOA GA 305778623, TOCCOA, GA 30577-8623

Mortgage

Document Number	0011840247
Date	Jul 23, 2019
Book Page	001184/000247

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	461 WESLEY CIR, TOCCOA, GA 30577-8623
Document Number	0011580122
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	461 WESLEY CIR TOCCOA GA 305778623, TOCCOA, GA 30577-8623

Mortgage

Document Number	0011580122
Date	Aug 21, 2018
Book Page	001158/000122

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,138.00 (+49.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$138,513 (+64.88%) Land $3,518 Building $134,995	$346,282 (+64.88%) Land $8,794 Building $337,488
2023	$1,430.00 (-39.25%) Homeowner's exemption	$84,007 (+6.23%) Land $3,518 Building $80,489	$210,017 (+6.23%) Land $8,794 Building $201,223
2022	$2,354.00 Homeowner's exemption	$79,078 Land $3,518 Building $75,560	$197,694 Land $8,794 Building $188,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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