524 Watson Ave, New Bern, NC 28560 Property Records

Craven County property record for 524 Watson Ave, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,971 sqft · built 1945
Lot Size	0.343 acres (14,955 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (May 2017)
Tax Bill	$1,631 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-016-017`

Property Details

APN / Parcel Number

Primary APN	`8-016-017`
Alternative APNs	`115433` `139232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,971 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,955 sqft (0.343 acres)
Garage Type	Attached
Greenhouse	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	139232
Street Address	524 WATSON AVE
City	NEW BERN
State	NC
Zip	28560-3146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR6
Legal Description	LOTS 119 & 120 CLEVELAND PARK
Legal Subdivision	CLEVELAND PARK
Legal Lot Number	119-120
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2029
Census Tract	960800

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	703 SE BINNS SWIGER LOOP RD, SHELTON, WA 98584-8301
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	Jan 1, 1982
Deed Book / Page	3500 / 1354
Last Transfer Date	Apr 2, 2024
Transfer Doc	03794/1432
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 8, 2017
Property Address	524 WATSON AVE, NEW BERN, NC 28560-3146
Document Number	3500/1354
Book / Page	3500 / 1354
Instrument Date	May 7, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	239 BANDON DR, 239, NEW BERN, NC 28562-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 WATSON AVE, NEW BERN, NC 28560-3146

Mortgage

Document Number	3500/1356
Date	May 8, 2017
Book Page	3500/1356
Instrument	10007146

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,631.00 (+3.42%)	$180,350 (-) Land $32,000 Building $148,350	$180,350 (-) Land $32,000 Building $148,350
2025	$1,577.00 (+1.94%)	$180,350 (-) Land $32,000 Building $148,350	$180,350 (-) Land $32,000 Building $148,350
2023	$1,547.00 (+24.26%)	$180,350 (+58.61%) Land $32,000 Building $148,350	$180,350 (+58.61%) Land $32,000 Building $148,350
2022	$1,245.00	$113,710 Land $19,500 Building $94,210
2018			$113,710 Land $19,500 Building $94,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	146 (1982–2024)
Claims Outside the SFHA	20 of 146
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 70 claims Hurricane Irene, Aug 2011 · 21 claims Hurricane Fran, Sep 1996 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20