522 Watson Ave, New Bern, NC 28560 Property Records

Craven County property record for 522 Watson Ave, New Bern, NC 28560 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,052 sqft · built 1945
Lot Size0.19 acres (8,297 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (May 2025)
Tax Bill$924 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN8-016-016

Property Details

APN / Parcel Number

Primary APN8-016-016
Alternative APN
  • 129313

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,052 sqft Living Area
1st Floor Area1,272 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1945
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,297 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number129313
Old Parcel Number8-016-016
Street Address522 WATSON AVE
CityNEW BERN
StateNC
Zip28560-3146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 118 CLEVELAND PARK
Legal SubdivisionCLEVELAND PARK
Legal Lot Number118
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group2
Census Block2029
Census Tract960800

Owner

Source: Craven County records · APN 8-016-016

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address522 WATSON AVE, NEW BERN, NC 28560-3146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleMay 14, 2020 · Amount on Record
Deed Document Number0003839789
Deed Book / Page3839 / 789
Record UpdatedJun 07, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMay 14, 2020
Property Address522 WATSON AVE, NEW BERN, NC 28560-3146
Document Number3612/1907
Book / Page3612 / 1907
Map ReferenceMB 2 PG 93
Instrument DateApr 27, 2020
Instrument10054522
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 W LENOIR AVE, 410, KINSTON, NC 28501-4224

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 WATSON AVE, NEW BERN, NC 28560-3146

Mortgage

Document Number36121910
DateMay 14, 2020
Instrument3612/1910
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$924.00 (+2.55%)$130,190 (+27.55%) Land $20,000 Building $110,190$130,190 (+27.55%) Land $20,000 Building $110,190
2023$901.00 (+17.78%)$102,070 (+50.68%) Land $20,000 Building $82,070$102,070 (+50.68%) Land $20,000 Building $82,070
2022$765.00$67,740 Land $13,000 Building $54,740
2018$67,740 Land $13,000 Building $54,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499608002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 161 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies161 in force
Nearby Flood Claims146 (1982–2024)
Claims Outside the SFHA20 of 146
Most Recent ClaimAug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm
  • Hurricane Florence, Sep 2018 · 70 claims
  • Hurricane Irene, Aug 2011 · 21 claims
  • Hurricane Fran, Sep 1996 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
BrightspeedFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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