Craven County property record for 522 Watson Ave, New Bern, NC 28560 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1945 |
| Lot Size | 0.19 acres (8,297 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (May 2025) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8-016-016 |
| Primary APN | 8-016-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,297 sqft (0.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 129313 |
|---|---|
| Old Parcel Number | 8-016-016 |
| Street Address | 522 WATSON AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 118 CLEVELAND PARK |
| Legal Subdivision | CLEVELAND PARK |
| Legal Lot Number | 118 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960800 |
Source: Craven County records · APN 8-016-016
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 522 WATSON AVE, NEW BERN, NC 28560-3146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | May 14, 2020 · Amount on Record |
| Deed Document Number | 0003839789 |
| Deed Book / Page | 3839 / 789 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 14, 2020 |
| Property Address | 522 WATSON AVE, NEW BERN, NC 28560-3146 |
| Document Number | 3612/1907 |
| Book / Page | 3612 / 1907 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 10054522 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 W LENOIR AVE, 410, KINSTON, NC 28501-4224 |
| Name | Verified Name |
|---|---|
| Address | 522 WATSON AVE, NEW BERN, NC 28560-3146 |
| Document Number | 36121910 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 3612/1910 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 (+2.55%) | $130,190 (+27.55%) Land $20,000 Building $110,190 | $130,190 (+27.55%) Land $20,000 Building $110,190 |
| 2023 | $901.00 (+17.78%) | $102,070 (+50.68%) Land $20,000 Building $82,070 | $102,070 (+50.68%) Land $20,000 Building $82,070 |
| 2022 | $765.00 | $67,740 Land $13,000 Building $54,740 | |
| 2018 | $67,740 Land $13,000 Building $54,740 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499608002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 161 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Tropical Storm Debby |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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