Craven County property record for 523 Watson Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1945 |
| Lot Size | 0.183 acres (7,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Feb 2024) |
| Tax Bill | $1,059 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8-016-018 |
| Primary APN | 8-016-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,960 sqft (0.183 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 138681 |
|---|---|
| Street Address | 523 WATSON AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR6 |
| Legal Description | LOT 119 CLEVELAND PARK |
| Legal Subdivision | CLEVELAND PARK |
| Legal Lot Number | 119 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960800 |
523 Watson Ave is owned and occupied by an individual who bought it in February 2024.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Feb 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jun 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 16, 2020 | Special Warranty Deed, Transfer |
| Jan 10, 2020 | Warranty Deed, Foreclosure |
| Dec 2, 2019 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Prior Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 202410123198 |
| Deed Book / Page | 3790 / 1188 |
| Prior Transfer Date | Aug 16, 2006 |
| Prior Transfer Doc | 02496/0216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 03790/1205 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 3790/1205 |
| Instrument | 10123200 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 150 PROVIDENCE RD, CHARLOTTE, NC 28207 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 27, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Feb 28, 2024 |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 03790/1188 |
| Book / Page | 3790 / 1188 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 10123198 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $388.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4907 MEADOW COURT DR, NEW BERN, NC 28562-5021 |
| Name | Verified Name |
|---|---|
| Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 0010123199 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 10123199 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 03790/1192 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 3790/1192 |
| Instrument | 10123199 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 150 PROVIDENCE RD # 33, CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jun 8, 2020 |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 03615/2118 |
| Book / Page | 3615 / 2118 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 10055623 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 0036152121 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 3615/2121 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 16, 2020 |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 003605/658 |
| Book / Page | 3605 / 658 |
| Map Reference | MB 2 PG 93 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 10051769 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 1204 STOCKTON RD, KINSTON, NC 28504-2102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 10, 2020 |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 003598/393 |
| Book / Page | 3598 / 393 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 10048892 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 03593/2111 |
| Book / Page | 3593 / 2111 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 10047196 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 523 WATSON AVE, NEW BERN, NC 28560-3145 |
The 2026 property tax bill for 523 Watson Ave was $1,059, up 3.4% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,059.00 (+3.42%) | $114,130 (-) Land $20,000 Building $94,130 | $114,130 (-) Land $20,000 Building $94,130 |
| 2025 | $1,024.00 | $114,130 Land $20,000 Building $94,130 | $114,130 Land $20,000 Building $94,130 |
| 2023 | $1,001.00 (+20.02%) | $114,130 (+53.59%) Land $20,000 Building $94,130 | $114,130 Land $20,000 Building $94,130 |
| 2022 | $834.00 | $74,310 Land $13,000 Building $61,310 | |
| 2018 | $74,310 Land $13,000 Building $61,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 523 Watson Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Watson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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