Craven County property record for 521 Watson Ave, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 1947 |
| Lot Size | 0.194 acres (8,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Sep 2026) |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2019 Sale & Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 8-016-019 |
| Primary APN | 8-016-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,442 sqft (0.194 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 125099 |
|---|---|
| Street Address | 521 WATSON AVE |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR6 |
| Legal Description | LOT 117 CLEVELAND PARK |
| Legal Subdivision | CLEVELAND PARK |
| Legal Lot Number | 117 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960800 |
Source: Craven County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 WATSON AVE, NEW BERN, NC 28560-3145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 202610161107 |
| Deed Book / Page | 3893 / 1723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 1, 2026 |
| Property Address | 521 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 0010161107 |
| Book / Page | 3893 / 1723 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202610161107 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 0010161108, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202610161108 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 18, 2019 |
| Property Address | 521 WATSON AVE, NEW BERN, NC 28560-3145 |
| Document Number | 3567/1001 |
| Book / Page | 3567 / 1001 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 10036490 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13206 SCHOENBORN ST, SUN VALLEY, CA 91352-3745 |
| Document Number | 3567/1004 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 3567/1004 |
| Instrument | 10036491 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,750 (-) Land $20,000 Building $103,750 | $123,750 (-) Land $20,000 Building $103,750 | |
| 2025 | $1,105.00 (+2.31%) | $123,750 (-) Land $20,000 Building $103,750 | $123,750 (-) Land $20,000 Building $103,750 |
| 2023 | $1,080.00 (+20.54%) | $123,750 (+54.15%) Land $20,000 Building $103,750 | $123,750 (+54.15%) Land $20,000 Building $103,750 |
| 2022 | $896.00 | $80,280 Land $13,000 Building $67,280 | |
| 2018 | $80,280 Land $13,000 Building $67,280 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 146 (1982–2024) |
| Claims Outside the SFHA | 20 of 146 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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