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524 Stover Rd, Union City, TN 38261 Property Records

Obion County property record for 524 Stover Rd, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,514 sqft · built 2011
Lot Size3.6 acres (157,252 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Jan 2019)
Tax Bill$1,390 (2025)
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN066061 02306

Property Details

APN / Parcel Number

Primary APN066061 02306
Alternative APN
  • 061 02306

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,514 sqft Living Area
1st Floor Area2,514 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area157,252 sqft (3.6 acres)
TerrainRolling
Garage TypeFinished
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area557 sqft
Shed1 Shed
Shed Area854 sqft
Pole Barn2,501 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street AddressSTOVER RD
CityUNION CITY
StateTN
Zip38261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionOBION TN
Township / Civil Division5
Census Block Group1
Census Block1017
Census Tract965300

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address524 STOVER RD, UNION CITY, TN 38261-8105
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2019 · Amount on Record
Deed SaleJan 28, 2019 · Amount on Record
Deed Document Number56231
Deed Book / Page229 / 467
Record UpdatedJun 8, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateJan 28, 2019
Property Address524 STOVER RD, UNION CITY, TN 38261-8105
Document Number000229/467
Book / Page229 / 467
Instrument DateJan 22, 2019
Instrument56231
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 STOVER RD, UNION CITY, TN 38261-8105

Mortgage

Document Number0000056232
DateJan 28, 2019
Book Page0000000229/0000000469
Instrument56232
Lender
NameFIRST CITIZENS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,390.00 (+23.12%)$100,675 (-) Land $7,450 Building $93,225
2023$100,675 (+52.08%) Land $7,450 Building $93,225$402,700 (+52.08%) Land $29,800 Building $372,900
2022$66,200 Land $6,275 Building $59,925$264,800 Land $25,100 Building $239,700
2018$1,129.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stover Rd

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