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441 Stover Rd, Union City, TN 38261 Property Records

Obion County property record for 441 Stover Rd, Union City, TN 38261

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,695 sqft · built 2009
Lot Size3.5 acres (152,460 sqft)
Owner2 Individual Names on Record
Tax Bill$1,223 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN066061 02301

Property Details

APN / Parcel Number

Primary APN066061 02301
Alternative APN
  • 061 02301

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,695 sqft Living Area
1st Floor Area2,695 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area152,460 sqft (3.5 acres)
TerrainRolling
Garage TypeFinished
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area564 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address441 STOVER RD
CityUNION CITY
StateTN
Zip38261-8102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAROLD STOVER PROPERTY DIV 1
Legal SubdivisionHAROLD STOVER PROPERTY DIV
Legal Lot Number1
JurisdictionOBION TN
Township / Civil Division5
Census Block Group1
Census Block1017
Census Tract965300

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address441 STOVER RD, UNION CITY, TN 38261-8102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2007
Deed SaleAug 14, 2007
Deed Document Number000026Z771
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOBION TN
Property Address441 STOVER RD, UNION CITY, TN 38261-8102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065552
DateJan 14, 2021
Book Page272/541
Instrument65552
Lender
NameBANK3
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,223.00 (+23.66%)$88,625 (-) Land $7,275 Building $81,350
2023$88,625 (+58.9%) Land $7,275 Building $81,350$354,500 (+58.9%) Land $29,100 Building $325,400
2022$55,775 Land $6,150 Building $49,625$223,100 Land $24,600 Building $198,500
2018$989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBRIDGE WATER ASSOCIATION
serves 3,239 people · EPA ID TN0000220
Water SourceGroundwater
Last State InspectionOct 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Connect
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stover Rd

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