503 Stover Rd, Union City, TN 38261 Property Records

Obion County property record for 503 Stover Rd, Union City, TN 38261

Property Summary

Property Type	Single Family Home
Details	1 ba · 408 sqft · built 2007
Lot Size	5.62 acres (244,807 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Aug 2023)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066061 02303`

Property Details

APN / Parcel Number

Primary APN	`066061 02303`
Alternative APN	`061 02303`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	408 sqft Living Area
1st Floor Area	408 sqft
Upper Floors Area	330 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	160 sqft
Porch	Slab
Porch Area	450 sqft
Patio Area	399 sqft
Shed	1 Shed
Shed Area	480 sqft
Pole Barn	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	503 STOVER RD
City	UNION CITY
State	TN
Zip	38261-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	OBION TN
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	965300

Owner

Source: Obion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 STOVER RD, UNION CITY, TN 38261-8106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Closed-End Mortgage COMMERCIAL BANK & TRUST COMPANY
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK3
Oct 7, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	202379618
Deed Book / Page	363 / 509
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	000228/737
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Aug 16, 2023
Property Address	503 STOVER RD, UNION CITY, TN 38261-8106
Document Number	000363/509
Book / Page	363 / 509
Instrument Date	Aug 10, 2023
Instrument	79618
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,031.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 STOVER RD, UNION CITY, TN 38261-8106

Mortgage

Document Number	0000079619
Date	Aug 16, 2023
Instrument	79619

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 11, 2024

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	503 STOVER RD, UNION CITY, TN 38261-8106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064191
Date	Oct 13, 2020
Book Page	265/421
Instrument	64191

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Sep 14, 2020
Property Address	503 STOVER RD, UNION CITY, TN 38261-8106
Document Number	000263/298
Book / Page	263 / 298
Instrument Date	Sep 11, 2020
Instrument	63738
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 STOVER RD, UNION CITY, TN 38261-8106

Mortgage

Document Number	0000063739
Date	Sep 14, 2020
Instrument	63739

Lender

Name	BANK3
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	Oct 7, 2019
Property Address	503 STOVER RD, UNION CITY, TN 38261-8106
Document Number	0000059423
Book / Page	000243 / 000327
Instrument Date	Oct 2, 2019
Instrument	59423
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3216 W SHAWTOWN RD TROY TN 382604036, TROY, TN 38260-4036

Mortgage

Document Number	59424
Date	Oct 7, 2019
Book Page	000243/000333
Instrument	59424

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,686.00 (+13.84%)	$122,125 (-) Land $9,950 Building $112,175
2023		$122,125 (+56.67%) Land $9,950 Building $112,175	$488,500 (+56.67%) Land $39,800 Building $448,700
2022	$1,481.00 (+11.27%)	$77,950 Land $7,650 Building $70,300	$311,800 Land $30,600 Building $281,200
2018	$1,331.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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