419 Stover Rd, Union City, TN 38261 Property Records

Obion County property record for 419 Stover Rd, Union City, TN 38261

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,049 sqft · built 2007
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2017)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066061 02302`

Property Details

APN / Parcel Number

Primary APN	`066061 02302`
Alternative APN	`061 02302`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	3,049 sqft Living Area
1st Floor Area	1,905 sqft
Upper Floors Area	1,144 sqft
Basement Area	1,281 sqft
Finished Basement	1,281 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	204 sqft
Patio Area	620 sqft
Shed	1 Shed
Shed Area	220 sqft
Pole Barn	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	419 STOVER RD
City	UNION CITY
State	TN
Zip	38261-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAROLD STOVER PROPERTY DIV 2
Legal Subdivision	HAROLD STOVER PROPERTY DIV
Legal Lot Number	2
Jurisdiction	OBION TN
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	965300

Owner

Source: Obion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	419 STOVER RD, UNION CITY, TN 38261-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Jun 7, 2017	Deed of Trust, Mortgage SIMMONS BANK
May 31, 2017	Warranty Deed, Transfer SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Document Number	48777
Deed Book / Page	196 / 418
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	419 STOVER RD, UNION CITY, TN 38261-8102
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000329/303
Date	Jul 15, 2022
Book Page	329/303
Instrument	74447

Lender

Name	SIMMONS BANK
Type	Bank
Address	38216

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	419 STOVER RD, UNION CITY, TN 38261-8102
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048888
Date	Jun 7, 2017
Book Page	197/78
Instrument	48888

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2022

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OBION TN
Recording Date	May 31, 2017
Property Address	419 STOVER RD, UNION CITY, TN 38261-8102
Document Number	000196/418
Book / Page	196 / 418
Instrument Date	May 26, 2017
Instrument	48777
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 STOVER RD, UNION CITY, TN 38261-8102

Mortgage

Document Number	0000048778
Date	May 31, 2017
Book Page	196/420
Instrument	48778

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00	$124,600 (-) Land $7,275 Building $117,325
2023		$124,600 Land $7,275 Building $117,325	$498,400 Land $29,100 Building $469,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBRIDGE WATER ASSOCIATION serves 3,239 people · EPA ID TN0000220
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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