Oakland County property record for 541 Pearson St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1923 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,500 (Jan 2024) |
| Tax Bill | $9,234 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-152-018 |
| Primary APN | 24-25-34-152-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 774 sqft |
| Basement Area | 774 sqft |
| Unfinished Basement | 774 sqft |
| Game Room | Game Room |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 122 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 88 sqft |
| Patio Area | 176 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 541 PEARSON ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2891 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 ELSINORE SUB LOT 133 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | ELSINORE SUB |
| Legal Lot Number | 133 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 173400 |
Source: Oakland County records · APN 24-25-34-152-018
Assessment roll updated February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 PEARSON ST, 1, FERNDALE, MI 48220-2892 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage DFCU FINANCIAL |
| Jan 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Sale | Sep 26, 2008 · Amount on Record |
| Deed Document Number | 20248601 |
| Deed Book / Page | 59133 / 347 |
| Last Transfer Date | Feb 09, 2026 |
| Transfer Doc | 20260019690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 17, 2026 |
| Property Address | 541 PEARSON ST, FERNDALE, MI 48220-2891 |
| Document Number | 20260019690 |
| Book / Page | 60948 / 855 |
| Map Reference | LB 18 PG 6 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 20260019690 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 541 PEARSON ST APT 1, 1, FERNDALE, MI 48220-2892 |
| Document Number | 0060948831 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 60948/831 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 25, 2024 |
| Property Address | 541 PEARSON ST, FERNDALE, MI 48220-2891 |
| Document Number | 0000008601 |
| Book / Page | 59133 / 347 |
| Map Reference | LB 18 PG 6 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 8601 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2052 S HAMMOND LAKE RD, WEST BLOOMFIELD, MI 48324-1816 |
| Name | Verified Name |
|---|---|
| Address | 7600 HILLCREST DR, OSCODA, MI 48750-9634 |
| Document Number | 0000007988 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 59129/688 |
| Instrument | 7988 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,234.00 (+129.47%) | $135,720 (+9.42%) | $271,440 (+9.42%) |
| 2024 | $4,024.00 (+7.94%) | ||
| 2023 | $124,040 | $248,080 | |
| 2021 | $3,728.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 847 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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