Middlesex County and Lexington Town property record for 524 Lowell St, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,109 sqft · built 2012 |
| Lot Size | 0.675 acres (29,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,280,000 (May 2018) |
| Tax Bill | $22,023 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0061 L:000060 |
| Primary APN | LEXI M:0061 L:000060 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,109 sqft Living Area |
| Gross Area | 6,352 sqft |
| 1st Floor Area | 1,360 sqft |
| Attic | Attic |
| Attic Area | 1,008 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,400 sqft (0.675 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 524 LOWELL ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Lot Number | 60 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 358500 |
524 Lowell St is owned and occupied by two individuals who bought it in May 2018.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · ARM US BANK NA |
| May 7, 2021 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 23, 2021 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | May 24, 2013 · Amount on File |
| Deed Book / Page | 71038 / 221 |
| Transfer Doc | 071038-221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 524 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076869-443 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 76869/443 |
| Instrument | 24724 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2026 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 524 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077712-542 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 77712/542 |
| Instrument | 104130 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2026 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 524 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00078523-1 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 78523/1 |
| Instrument | 187779 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Sep 1, 2026 |
| Index | 1-Year CMT |
The 2026 property tax bill for 524 Lowell St was $22,023, up 3.9% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,023.00 (+3.91%) | $1,789,000 (+3.23%) Land $810,000 Building $979,000 | $2,041,645 (-) |
| 2025 | $21,195.00 (+1.42%) | $1,733,000 (+1.58%) Land $771,000 Building $962,000 | $2,041,645 (+2.61%) |
| 2024 | $20,899.00 (+1.11%) | $1,706,000 (+7.3%) Land $735,000 Building $971,000 | $1,989,775 |
| 2023 | $20,670.00 | $1,590,000 Land $668,000 Building $922,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
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