Middlesex County and Lexington Town property record for 518 Lowell St, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,120 sqft · built 1958 |
| Lot Size | 0.486 acres (21,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,035,000 (Aug 2017) |
| Tax Bill | $16,668 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0061 L:000058 |
| Primary APN | LEXI M:0061 L:000058 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,120 sqft Living Area |
| Gross Area | 6,399 sqft |
| 1st Floor Area | 3,120 sqft |
| Basement Area | 1,916 sqft |
| Unfinished Basement | 1,916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,163 sqft (0.486 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 518 LOWELL ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Lot Number | 58 |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 358500 |
518 Lowell St is owned and occupied by two individuals who bought it in August 2017.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH MIDDLESEX OPPORTUNITY CO |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TREMONT CU |
| Aug 30, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Prior Sale | Mar 1, 1980 · Amount on File |
| Deed Book / Page | 69859 / 511 |
| Transfer Doc | 069859-511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076983-183 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 76983/183 |
| Instrument | 35542 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0081332-56 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 81332/56 |
| Instrument | 25886 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Document Number | 71755-313 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 518 LOWELL ST LEXINGTON MA 024202210, LEXINGTON, MA 02420-2210 |
| Document Number | 71755-313 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 071755/000313 |
| Instrument | 159491 |
| Name | SOUTH MIDDLESEX OPPORTUNITY CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Document Number | 70229-288 |
| Book / Page | 070229 / 000288 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70229-288 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 070229/000288 |
| Instrument | 184898 |
| Name | TREMONT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Recording Date | Aug 30, 2017 |
| Property Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Document Number | 69859-511 |
| Book / Page | 69859 / 511 |
| Instrument | 140161 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 LOWELL ST, LEXINGTON, MA 02420-2210 |
| Document Number | 698590514 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 69859/0514 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2047 |
The 2026 property tax bill for 518 Lowell St was $16,668, up 3.1% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,668.00 (+3.09%) | $1,354,000 (+2.42%) Land $665,000 Building $689,000 | $1,601,510 (-) |
| 2025 | $16,168.00 (+1.21%) | $1,322,000 (+1.38%) Land $633,000 Building $689,000 | $1,601,510 (+1.53%) |
| 2024 | $15,974.00 (+9.42%) | $1,304,000 (+16.12%) Land $603,000 Building $701,000 | $1,577,380 |
| 2023 | $14,599.00 | $1,123,000 Land $548,000 Building $575,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
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