534 Lowell St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 534 Lowell St, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1955
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Last Sale	$455,000 (Jun 2001)
Tax Bill	$13,972 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0061 L:000068`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0061 L:000068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	3,030 sqft
1st Floor Area	970 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	534 LOWELL ST
City	LEXINGTON
State	MA
Zip	02420-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	68
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1006
Census Tract	358500

Owner

534 Lowell St is owner-occupied and held in a trust since December 2025.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	534 LOWELL ST, LEXINGTON, MA 02420-1919
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2001 · Amount on File
Deed Sale	Jun 25, 2001 · Amount on File
Prior Sale	Jun 4, 1999 · Amount on File
Last Transfer Date	Dec 1, 2025
Transfer Doc	084970-180
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Dec 5, 2025
Property Address	534 LOWELL ST, LEXINGTON, MA 02420-1919
Document Number	084970-180
Book / Page	84970 / 180
Instrument Date	Dec 1, 2025
Instrument	149457
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 LOWELL ST, LEXINGTON, MA 02420-1919

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	534 LOWELL ST, LEXINGTON, MA 02420-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73012-570
Date	Jul 30, 2019
Book Page	73012/570
Instrument	109827

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2059

Tax Assessment & Valuation

The 2026 property tax bill for 534 Lowell St was $13,972, up 21.4% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,972.00 (+21.41%)	$1,135,000 (+20.62%) Land $627,000 Building $508,000	$1,243,075 (-)
2025	$11,508.00 (+0.37%)	$941,000 (+0.53%) Land $597,000 Building $344,000	$1,243,075 (-6.52%)
2024	$11,466.00 (+3.4%)	$936,000 (+9.73%) Land $568,000 Building $368,000	$1,329,715
2023	$11,089.00	$853,000 Land $517,000 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1982–2010)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 7 claims Severe Storms And Flooding, Mar 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Lowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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