Middlesex County and Lexington Town property record for 515 Lowell St, Lexington, MA 02420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,348 sqft · built 1977 |
| Lot Size | 1.08 acres (47,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,000 (Jun 2002) |
| Tax Bill | $14,070 (2026) |
| Deeds & Mortgages | Oct 2024 Line of Credit Aug 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LEXI M:0061 L:00049C |
| Primary APN | LEXI M:0061 L:00049C |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,912 sqft |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 820 sqft |
| Unfinished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,424 sqft (1.08 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 515 LOWELL ST |
|---|---|
| City | LEXINGTON |
| State | MA |
| Zip | 02420-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Subdivision | PLAN 38452B |
| Legal Lot Number | 49C |
| Jurisdiction | LEXINGTON MA |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 358500 |
515 Lowell St is owned and occupied by two individuals who bought it in June 2002.
Source: Middlesex County and Lexington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Aug 7, 2020 | Deed of Trust, Mortgage · Line of Credit MASS BAY CU |
| Nov 23, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Nov 5, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Jul 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AURORA FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2002 · Amount on File |
| Deed Sale | Jun 28, 2002 · Amount on File |
| Prior Sale | Jul 20, 1994 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001966160 |
|---|---|
| Date | Oct 28, 2024 |
| Instrument | 1966160 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Document Number | 0001850345 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 515 LOWELL ST LEXINGTON MA 024202242, LEXINGTON, MA 02420-2242 |
| Document Number | 0001850345 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 1850345 |
| Name | MASS BAY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Document Number | 0001833246 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 515 LOWELL ST LEXINGTON MA 024202242, LEXINGTON, MA 02420-2242 |
| Document Number | 0001833246 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 1833246 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Document Number | 0000076303 |
| Instrument Date | Nov 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000076303 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 76303 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON MA |
| Property Address | 515 LOWELL ST, LEXINGTON, MA 02420-2242 |
| Document Number | 0000065329 |
| Instrument Date | Jul 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000065329 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 65329 |
| Name | AURORA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 16, 2032 |
The 2026 property tax bill for 515 Lowell St was $14,070, up 4% from the year before.
Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Lexington Town |
| Unified School District | Lexington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,070.00 (+4.02%) | $1,143,000 (+3.35%) Land $705,000 Building $438,000 | $1,120,710 (+3.6%) |
| 2025 | $13,526.00 (+4.07%) | $1,106,000 (+4.24%) Land $672,000 Building $434,000 | $1,081,765 (-0.46%) |
| 2024 | $12,997.00 (+3.71%) | $1,061,000 (+10.06%) Land $641,000 Building $420,000 | $1,086,800 |
| 2023 | $12,532.00 | $964,000 Land $583,000 Building $381,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Lowell St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2010) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Lowell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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