524 Ide St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 524 Ide St, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1985
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Dec 2018)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`007-502-031`

Property Details

APN / Parcel Number

Primary APN	`007-502-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	524 IDE ST
City	ARROYO GRANDE
State	CA
Zip	93420-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	CY AG TR 1137 LT 7
Legal Subdivision	TRACT 1137
Legal Tract	1137
Legal Block	4
Legal Lot Number	7
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	4
Census Block	4010
Census Tract	11800

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 13, 2018	Grant Deed, Transfer · Conventional Mortgage DIGNIFIED HM LNS
May 23, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on Record
Deed Sale	Dec 13, 2018 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	201851176
Last Transfer Date	Oct 10, 2019
Transfer Doc	0000045838
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046660
Date	Nov 8, 2018
Instrument	2018046660

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number	0000041752
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416

Mortgage

Document Number	0000041752
Date	Aug 11, 2020
Instrument	41752

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 17, 2019
Property Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number	0000045838
Instrument Date	Oct 10, 2019
Instrument	45838
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 13, 2018
Property Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number	0000051176
Instrument Date	Nov 6, 2018
Instrument	51176
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416

Mortgage

Document Number	51177
Date	Dec 13, 2018
Instrument	51177

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTIAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 23, 2018
Property Address	524 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number	0000021075
Map Reference	MB12 PG14
Instrument Date	Apr 19, 2018
Instrument	2018021075
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	318 WHITELEY ST, ARROYO GRANDE, CA 93420-3427

Mortgage

Document Number	0000021076
Date	May 23, 2018
Instrument	2018021076

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Arroyo Grande City
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,257 (+2%) Land $540,466 Building $369,791
2025	$9,458.00 (+4.5%) Homeowner's exemption	$892,410 (+4.04%) Land $529,869 Building $362,541
2023	$9,051.00 (+1.56%) Homeowner's exemption	$857,759 Land $509,295 Building $348,464
2022	$8,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Ide St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures