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509 Ide St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 509 Ide St, Arroyo Grande, CA 93420 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 2,906 sqft · built 1973
Lot Size0.17 acres (7,410 sqft)
OwnerCompany Name on File
Last Sale$760,000 (Aug 2019)
Tax Bill$8,878 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN007-501-025

Property Details

APN / Parcel Number

Primary APN007-501-025

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area2,906 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Construction TypeWood
Lot Area7,410 sqft (0.17 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address509 IDE ST
CityARROYO GRANDE
StateCA
Zip93420-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY AG PM 9/63 PAR B
Legal SubdivisionPARCEL MAP AG-72-228
Legal Lot Number51
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group4
Census Block4006
Census Tract11800

Owner

Source: San Luis Obispo County records · APN 007-501-025

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 02, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Feb 25, 2020Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Aug 05, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2019 · Amount on Record
Deed SaleAug 05, 2019 · Amount on Record
Prior SaleAug 05, 2019 · Amount on Record
Deed Document Number0000031575
Last Transfer DateMar 28, 2025
Transfer Doc0000008438
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 IDE ST, ARROYO GRANDE, CA 93420-3415

Mortgage

Document Number0000066652
DateOct 01, 2021
Instrument2021066652
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
Transaction TypeMortgage
Record UpdatedJun 09, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 IDE ST, ARROYO GRANDE, CA 93420-3415

Mortgage

Document Number0000039311
DateMay 28, 2021
Instrument2021039311
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVCELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 IDE ST, ARROYO GRANDE, CA 93420-3415

Mortgage

Document Number0000054927
DateOct 02, 2020
Instrument2020054927
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
Document Number0000010327
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 IDE ST ARROYO GRANDE CA 934203415, ARROYO GRANDE, CA 93420-3415

Mortgage

Document Number0000010327
DateMar 03, 2020
Instrument10327
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 05, 2019
Property Address509 IDE ST, ARROYO GRANDE, CA 93420-3415
Document Number0000031575
Map ReferenceMB9PG63PMAG-72-228
Instrument DateJul 19, 2019
Instrument2019031575
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 IDE ST, ARROYO GRANDE, CA 93420-3415

Mortgage

Document Number0000031576
DateAug 05, 2019
Instrument2019031576
Lender
NameUNITED WHOLESALE MORTGAGE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityArroyo Grande City
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,878.00 (+4.46%)$831,168 (+4.04%) Land $328,093 Building $503,075
2023$8,499.00 (+1.54%)$798,894 Land $315,353 Building $483,541
2022$8,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790118004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
Surfnet CommunicationsFixed Wireless100 / 20
Ranch WiFiFixed Wireless (unlicensed)100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Radiate Holdings, Spectrum, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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