San Luis Obispo County property record for 512 Ide St, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1900 |
| Lot Size | 0.278 acres (12,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,000 (Jul 2017) |
| Tax Bill | $9,514 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-502-037 |
| Primary APN | 007-502-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Construction Type | Wood |
| Lot Area | 12,136 sqft (0.278 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 512 IDE ST |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | CY AG PM 35/8-9 PTN PAR A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 11800 |
Source: San Luis Obispo County records · APN 007-502-037
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit SESLOC FCU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 27, 2019 | Deed of Trust, Mortgage FLAGSTAR BK |
| Jul 28, 2017 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on Record |
| Deed Sale | Jul 28, 2017 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Document Number | 2017033552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000024134 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2023024134 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000047078 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019047078 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000012037 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 512 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000012037 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 12037 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 04, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 28, 2017 |
| Property Address | 512 IDE ST, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 0000033552 |
| Instrument Date | May 25, 2017 |
| Instrument | 33552 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $867.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 512 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416 |
| Document Number | 33553 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 33553 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Arroyo Grande City |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,514.00 (+4.49%) Homeowner's exemption | $897,742 (+4.04%) Land $597,358 Building $300,384 |
| 2023 | $9,105.00 (+1.55%) Homeowner's exemption | $862,884 Land $574,163 Building $288,721 |
| 2022 | $8,966.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 592 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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