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510 Ide St, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 510 Ide St, Arroyo Grande, CA 93420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,184 sqft · built 1990
Lot Size0.2 acres (8,690 sqft)
OwnerCompany Name on Record
Last Sale$331,000 (May 2000)
Tax Bill$5,359 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN007-502-020

Property Details

APN / Parcel Number

Primary APN007-502-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area2,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area8,690 sqft (0.2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address510 IDE ST
CityARROYO GRANDE
StateCA
Zip93420-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionCY AG P/M 24/35 PAR 2
Legal SubdivisionPARCEL MAP NO AG 77 195
Legal Block4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group4
Census Block4010
Census Tract11800

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address510 IDE ST, ARROYO GRANDE, CA 93420-3416
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC SERVICE CREDIT UNION
Feb 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 14, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2000 · Amount on Record
Deed SaleMay 31, 2000 · Amount on Record
Prior SaleJun 22, 1995 · Amount on Record
Deed Document Number200030139
Last Transfer DateFeb 7, 2020
Transfer Doc0000007293
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 4, 2026
Property Address510 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number0000013808
Instrument DateApr 24, 2026
Instrument202613808
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address510 IDE ST, ARROYO GRANDE, CA 93420-3416

Mortgage

Document Number0000013808,
DateMay 4, 2026
Instrument202613808
Lender
NamePACIFIC SERVICE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.38%
Max Rate-1%

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 13, 2020
Property Address510 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number0000007074
Map ReferenceMB 24 PG 35
Instrument DateFeb 7, 2020
Instrument2020007074
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address510 IDE ST, ARROYO GRANDE, CA 93420-3416

Mortgage

Document Number0000007075
DateFeb 13, 2020
Instrument2020007075
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2035

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 14, 2020
Property Address510 IDE ST, ARROYO GRANDE, CA 93420-3416
Document Number0000007293
Instrument DateFeb 7, 2020
Instrument7293
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address510 IDE ST ARROYO GRANDE CA 934203416, ARROYO GRANDE, CA 93420-3416

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityArroyo Grande City
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$518,886 (+2%) Land $235,143 Building $283,743
2025$5,359.00 (+3.28%) Homeowner's exemption$508,713 (+4.04%) Land $230,533 Building $278,180
2024$5,189.00 (+1.21%)
2023$5,127.00 (+1.56%) Homeowner's exemption$488,961 Land $221,582 Building $267,379
2022$5,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARROYO GRANDE UTILITIES DIVISION
serves 17,963 people · EPA ID CA4010001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
Surfnet Communications
Fixed Wireless		100 / 20
Ranch Wifi
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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