York County and Saco City property record for 524 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 1954 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,900 (Nov 2017) |
| Tax Bill | $4,398 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K0265R |
| Primary APN | K0265R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 1,828 sqft |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | K0265R |
|---|---|
| Street Address | 524 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | CAROLYN SMART KEITH |
| Legal Lot Number | 26 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 524 FERRY RD, SACO, ME 04072-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMARY RESIDENTIAL MORTGAGE |
| Nov 17, 2017 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTL MTG |
| Jul 6, 2017 | Warranty Deed, Transfer INGRAHAM TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | Mar 29, 2012 |
| Deed Document Number | 201749173 |
| Deed Book / Page | 17606 / 760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 524 FERRY RD, SACO, ME 04072-2216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184370756 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 18437/756 |
| Instrument | 2020056157 |
| Name | PRIMARY RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Nov 17, 2017 |
| Property Address | 524 FERRY RD, SACO, ME 04072-2216 |
| Document Number | 0176060760 |
| Book / Page | 17606 / 0760 |
| Instrument | 2017049173 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017049174 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017049174 |
| Name | PRIMARY RESIDENTL MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 6, 2017 |
| Property Address | 524 FERRY RD, SACO, ME 04072-2216 |
| Document Number | 0175090383 |
| Book / Page | 017509 / 000383 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 26153 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | INGRAHAM TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 W HARRIS ST SAVANNAH GA 314014372, SAVANNAH, GA 31401-4372 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,398.00 (+0.94%) | $309,700 (-0.13%) Land $159,300 Building $150,400 | |
| 2024 | $4,357.00 (+4.61%) | $310,100 (+36.49%) Land $159,300 Building $150,800 | $475,665 |
| 2022 | $4,165.00 | $227,200 Land $121,500 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 3 condo units |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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