521 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 521 Ferry Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,496 sqft · built 1997
Lot Size	0.3 acres (13,066 sqft)
Owner	Company Name on File
Last Sale	$503,800 (Aug 2013)
Tax Bill	$11,942 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`S4485R`

Property Details

APN / Parcel Number

Primary APN	`S4485R`
Alternative APNs	`SACO M:004 L:018 U:000-000` `M:004 L:018 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	1,304 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,066 sqft (0.3 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4485R
Street Address	521 FERRY RD
City	SACO
State	ME
Zip	04072-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	18
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1019
Census Tract	5400

Owner

Source: York County and Saco City records · APN S4485R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8 ABERDEEN RD, WELLESLEY, MA 02482-6028
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2013 · Amount on Record
Deed Sale	Aug 05, 2013 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	201338260
Deed Book / Page	16665 / 421
Transfer Doc	16700-0120
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Apr 22, 2020
Property Address	521 FERRY RD, SACO, ME 04072-2217
Document Number	0182250906
Book / Page	018225 / 000906
Instrument Date	Apr 16, 2020
Instrument	17251
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8 ABERDEEN RD WELLESLEY MA 024826028, WELLESLEY, MA 02482-6028

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,942.00 (+0.75%)	$841,000 (-0.31%) Land $410,800 Building $430,200
2024	$11,853.00 (+4.08%)	$843,600 (+35.78%) Land $410,800 Building $432,800	$880,840
2022	$11,388.00	$621,300 Land $313,100 Building $308,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310054001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	138 units insured incl. 3 condo units
Nearby Flood Claims	216 (1978–2024)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Apr 2024 · Severe Winter Storm
Claims by Event	Severe Storms And Flooding, Jan 2024 · 38 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 34 claims Coastal Storm, Oct 1991 · 37 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090170, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.