516 Ferry Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 516 Ferry Rd, Saco, ME 04072 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,518 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$4,751 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M4270R`

Property Details

APN / Parcel Number

Primary APN	`M4270R`
Alternative APNs	`SACO M:004 L:026 U:003-000` `M:004 L:026 U:003=000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M4270R
Street Address	516 FERRY RD
City	SACO
State	ME
Zip	04072-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DIVISION LAND FOR CAROLYN SMAR
Legal Lot Number	26
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1018
Census Tract	5400

Owner

Source: York County and Saco City records · APN M4270R

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	516 FERRY RD, SACO, ME 04072-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	516 FERRY RD, SACO, ME 04072-2216
Document Number	0180230516
Instrument Date	Aug 05, 2019
Transaction Type	Mortgage
Record Updated	Sep 04, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 FERRY RD SACO ME 040722216, SACO, ME 04072-2216

Mortgage

Document Number	0180230516
Date	Aug 19, 2019
Book Page	018023/000516
Instrument	33995

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,751.00 (+1.37%)	$334,600 (+0.3%) Land $125,900 Building $208,700
2024	$4,687.00 (+5.97%)	$333,600 (+38.25%) Land $125,900 Building $207,700	$556,890
2022	$4,423.00	$241,300 Land $95,700 Building $145,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.