York County and Saco City property record for 523 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 1952 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,600 (Sep 2020) |
| Tax Bill | $8,201 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P2570R |
| Primary APN | P2570R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,472 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | P2570R |
|---|---|
| Street Address | 523 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 17 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 5400 |
Source: York County and Saco City records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 28, 2020 | Deed of Trust, Mortgage · Balloon Mortgage SACO & BIDDEFORD SAVINGS |
| Sep 14, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 20202020044951 |
| Deed Book / Page | 18375 / 396 |
| Last Transfer Date | Jul 10, 2026 |
| Transfer Doc | 0000026999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jul 29, 2026 |
| Property Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Document Number | 0000026999 |
| Book / Page | 19958 / 359 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202626999 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0191250434 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 19125/434 |
| Instrument | 2022042355 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182570521 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 18257/521 |
| Instrument | 2020022374 |
| Name | SACO & BIDDEFORD SAVINGS |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 14, 2020 |
| Property Address | 523 FERRY RD, SACO, ME 04072-2217 |
| Document Number | 0183750396 |
| Book / Page | 18375 / 396 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020044951 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 LEGACY CT, HILTON HEAD ISLAND, SC 29926-2213 |
| Document Number | 2020044952 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020044952 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,201.00 (+2.82%) | $577,500 (+1.73%) Land $417,200 Building $160,300 | |
| 2024 | $7,976.00 (+3.01%) | $567,700 (+34.4%) Land $417,200 Building $150,500 | $590,900 |
| 2022 | $7,743.00 | $422,400 Land $317,500 Building $104,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 138 units insured incl. 3 condo units |
| Nearby Flood Claims | 216 (1978–2024) |
| Claims Outside the SFHA | 42 of 216 |
| Most Recent Claim | Apr 2024 · Severe Winter Storm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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