506 E River St, Monticello, MN 55362 Property Records

Wright County property record for 506 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,365 sqft · built 1954
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2023)
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-015-003120`

Property Details

APN / Parcel Number

Primary APN	`155-015-003120`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,021 sqft (0.253 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	506 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-012 BLOCK-003
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	3
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1002
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 E RIVER ST, MONTICELLO, MN 55362-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	20231579309
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	506 E RIVER ST, MONTICELLO, MN 55362-9398
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E RIVER ST, MONTICELLO, MN 55362-9398

Mortgage

Document Number	00A1590706
Date	Dec 1, 2025
Instrument	A1590706

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 13, 2023
Property Address	506 E RIVER ST, MONTICELLO, MN 55362-9398
Document Number	00A1538416
Instrument Date	Sep 13, 2023
Instrument	A1538416
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	NOT AVAILABLE, TITLE GROUP INC HEADQUARTERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E RIVER ST, MONTICELLO, MN 55362-9398

Mortgage

Document Number	00A1538417
Date	Sep 13, 2023
Instrument	A1538417

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	506 E RIVER ST, MONTICELLO, MN 55362-9398
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 E RIVER ST, MONTICELLO, MN 55362-9398

Mortgage

Document Number	00A1529657
Date	Apr 27, 2023
Instrument	A1529657

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	MONTICELLO, MN 55362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 (+30.24%)	$337,600 (+4.1%) Land $90,500 Building $247,100	$337,600 (+4.1%) Land $90,500 Building $247,100
2025		$324,300 (+10.68%) Land $90,000 Building $234,300	$324,300 (+10.68%) Land $90,000 Building $234,300
2023	$2,632.00 (+28.39%)	$293,000 Land $85,000 Building $208,000	$293,000 Land $85,000 Building $208,000
2022	$2,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on E River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures