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524 98th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 524 98th Ave W, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size0.442 acres (19,258 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (May 2024)
Tax Bill$2,840 (2026)
Deeds & MortgagesOct 2023 Transfer
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN010-3430-09630

Property Details

APN / Parcel Number

Primary APN010-3430-09630
Alternative APNs
  • 1166477
  • 533701

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,568 sqft Gross Area
1st Floor Area1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2001
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area19,258 sqft (0.442 acres)
Garage Area1,480 sqft
Pool TypeSpa / Hot Tub (No Pool)
Deck Area384 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1166477
Street Address524 98TH AVE W
CityDULUTH
StateMN
Zip55808-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 26, 27, 28, 29, 30, 31 AND 32, BLOCK 29 SERIAL #
Legal SubdivisionNEW DULUTH 1ST DIV
Legal Block29
Legal Lot Number26-31
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2023
Census Tract3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address524 98TH AVE W, DULUTH, MN 55808-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Affidavit of Death of Joint Tenant, Transfer
CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL
Oct 25, 2023Warranty Deed, Transfer
CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleOct 25, 2023 · Amount on Record
Deed Document Number20241079673
Prior Transfer DateMay 21, 2024
Prior Transfer Doc0001079673
Record UpdatedOct 29, 2026

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateOct 25, 2023
Property Address524 98TH AVE W, DULUTH, MN 55808-1903
Document Number0001073787
Instrument DateOct 20, 2023
Instrument1073787
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyCARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 98TH AVE W, DULUTH, MN 55808-1903

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 25, 2023
Property Address524 98TH AVE W, DULUTH, MN 55808-1903
Document Number0001073788
Instrument DateOct 20, 2023
Instrument1073788
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyCARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Tax$788.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5213 1ST AVE, DULUTH, MN 55803-9469

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,840.00 (+0.28%) Homeowner's exemption
2025$2,832.00 (-5.28%)$226,800 (+10.42%) Land $30,300 Building $196,500$226,800 (+10.42%) Land $30,300 Building $196,500
2024$205,400 (-4.24%) Land $29,800 Building $175,600$205,400 (-4.24%) Land $29,800 Building $175,600
2023$2,990.00 Homeowner's exemption
2022$214,500 Land $33,700 Building $180,800$214,500 Land $33,700 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies27 units insured
incl. 26 condo units
Nearby Flood Claims4 (2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

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