502 98th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 502 98th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1910
Lot Size	0.183 acres (8,003 sqft)
Owner	Individual Name on Record
Tax Bill	$2,934 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3430-09500`

Property Details

APN / Parcel Number

Primary APN	`010-3430-09500`
Alternative APNs	`1133163` `1164409`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,256 sqft Gross Area
1st Floor Area	684 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	8,003 sqft (0.183 acres)
Garage Area	1,152 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Deck Area	72 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1164409
Street Address	502 98TH AVE W
City	DULUTH
State	MN
Zip	55808-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 90 FT OF LOTS 17 AND 18 AND W 100 FT OF LOT19 AND W 100 FT OF S 10 FT OF LOT 20 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	29
Legal Lot Number	17-20
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2023
Census Tract	3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 98TH AVE W, DULUTH, MN 55808-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage KALI JOHNSON
Jul 13, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2022
Transfer Doc	0001447489
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	502 98TH AVE W, DULUTH, MN 55808-1903
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001468174
Date	Jun 15, 2023
Instrument	1468174

Lender

Name	KALI JOHNSON
Type	Private Party

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2038

July 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ST LOUIS MN
Recording Date	Jul 13, 2022
Property Address	502 98TH AVE W, DULUTH, MN 55808-1903
Document Number	0001447489
Instrument Date	Jun 30, 2022
Instrument	1447489
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 LACKAWANNA AVE, SUPERIOR, WI 54880-2123

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,934.00 (+28.57%) Homeowner's exemption
2025	$2,282.00 (-14.21%) Homeowner's exemption	$212,400 (+10.97%) Land $17,600 Building $194,800	$212,400 (+10.97%) Land $17,600 Building $194,800
2024	$2,660.00	$191,400 (-0.1%) Land $17,300 Building $174,100	$191,400 (-0.1%) Land $17,300 Building $174,100
2022		$191,600 Land $19,500 Building $172,100	$191,600 Land $19,500 Building $172,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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