503 98th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 503 98th Ave W, Duluth, MN 55808

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 2 ba · 2,786 sqft · built 1890
Lot Size	0.321 acres (14,006 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Jun 2017)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-09130`

Property Details

APN / Parcel Number

Primary APN	`010-3430-09130`
Alternative APN	`855798`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,786 sqft Gross Area
1st Floor Area	1,592 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1965
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	14,006 sqft (0.321 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	268 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	855798
Street Address	503 98TH AVE W
City	DULUTH
State	MN
Zip	55808-1904
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 13 THRU 16 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	28
Legal Lot Number	13-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2031
Census Tract	3800

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 98TH AVE W, DULUTH, MN 55808-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20171312368
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0001065474
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	503 98TH AVE W, DULUTH, MN 55808-1904
Document Number	00A1367873
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 98TH AVE W DULUTH MN 558081904, DULUTH, MN 55808-1904

Mortgage

Document Number	00A1367873
Date	Nov 19, 2019
Instrument	A1367873

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 GARFIELD AVE, DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00 (+12.94%) Homeowner's exemption Disabled Person's exemption
2025	$2,550.00 (-3.19%) Homeowner's exemption Disabled Person's exemption	$197,900 (+10.68%) Land $23,200 Building $174,700	$197,900 (+10.68%) Land $23,200 Building $174,700
2024	$2,634.00	$178,800 (-0.78%) Land $22,800 Building $156,000	$178,800 (-0.78%) Land $22,800 Building $156,000
2022		$180,200 Land $25,800 Building $154,400	$180,200 Land $25,800 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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