St. Louis County property record for 512 98th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,059 sqft · built 1890 |
| Lot Size | 0.195 acres (8,504 sqft) |
| Owner | Company Name on File |
| Last Sale | $84,000 (Feb 2008) |
| Tax Bill | $1,956 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3430-09575 |
| Primary APN | 010-3430-09575 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Gross Area |
| 1st Floor Area | 754 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 8,504 sqft (0.195 acres) |
| Garage Area | 480 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 90 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 861283 |
|---|---|
| Street Address | 512 98TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 100 FT OF N 15 FT OF LOT 20 AND ALL OFLOTS 21 AND 22 SERIAL # |
| Legal Subdivision | NEW DULUTH FIRST DIVISION |
| Legal Block | 29 |
| Legal Lot Number | 20-22 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3800 |
512 98th Ave W is owned by a company that bought it in February 2008 and is owner-occupied.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 512 98TH AVE W, DULUTH, MN 55808-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2008 · Amount on File |
| Deed Sale | Feb 12, 2008 · Amount on File |
| Deed Document Number | 20081073874 |
| Prior Transfer Date | Jul 9, 2007 |
| Prior Transfer Doc | 0001056743 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 512 98th Ave W was $1,956 with a homeowner's exemption, up 15.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,956.00 (+15.47%) Homeowner's exemption | ||
| 2025 | $1,694.00 (-6.51%) Homeowner's exemption | $167,900 (+10.75%) Land $18,100 Building $149,800 | $167,900 (+10.75%) Land $18,100 Building $149,800 |
| 2024 | $1,812.00 | $151,600 Land $17,800 Building $133,800 | $151,600 Land $17,800 Building $133,800 |
| 2022 | $142,300 Land $20,100 Building $122,200 | $142,300 Land $20,100 Building $122,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 98th Ave W in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 98th Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Airfiber.
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