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5237 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5237 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage2,018 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2021)
Tax Bill$4,367.00 (2025)

Property Details

APN / Parcel Number

Primary APN89819
Alternative APN
  • 052531332500010410

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,018 sqft Heated Area
Gross Area2,807 sqft Gross Area
1st Floor1,414 sqft 1st Floor
Upper Floors604 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width118 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area528 sqft Garage
PorchFinished/Screened Porch
Porch Area261 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89819
Street Address5237 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 41
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block1
Legal Lot Number41
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43600

Owner

Source: Osceola County records · APN 89819

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
EQUITY RESOURCES INC
Oct 22, 2021Correction Deed
FLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC
Jun 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Doc Number2021164886
Deed Book / Page6070 / 2983
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2021
Property Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769
Document Number0060702983
Book / Page6070 / 2983
Map ReferenceMB 7 PG 174
Instrument DateOct 08, 2021
Instrument2021164886
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address845 N GARLAND AVE STE 100, 100, ORLANDO, FL 32801-1095

Transferred To (Grantee/Buyer)

NameVerified Name
Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769

Mortgage

Document Number0060702986
DateOct 22, 2021
Instrument6070/2986
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateOct 22, 2021
Property Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769
Document Number0060702971
Book / Page6070 / 2971
Map ReferenceMB 7 PG 174
Instrument DateOct 08, 2021
Instrument2021164883
Record UpdatedDec 12, 2025
Title CompanyFLORIDA TITLE AND TRUST LLC, FLORIDA TITLE & TRUST LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769

Transferred To (Grantee/Buyer)

NameVerified Name
Address845 N GARLAND AVE STE 100, 100, ORLANDO, FL 32801-1095

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 29, 2020
Property Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769
Document Number0057451749
Book / Page005745 / 001749
Instrument DateApr 16, 2020
Instrument83483
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,212.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address845 N GARLAND AVE #100 ORLANDO FL 328011095, 100, ORLANDO, FL 32801-1095

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 30, 2018
Property Address5237 HAMMOCK CIR, SAINT CLOUD, FL 34771-8769
Document Number0053932113
Book / Page005393 / 002113
Instrument DateAug 28, 2018
Instrument131934
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,187.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5237 HAMMOCK CIR ST CLOUD FL 347718769, ST CLOUD, FL 34771-8769

Mortgage

Document Number53932119
DateAug 30, 2018
Book Page005393/002119
Instrument131937
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048
Interest
Rate TypeAdjustable Rate
Rate5.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,367.00 (+7.38%) Homeowner's exemption$286,549 (+5.99%)$369,500 (+3.21%) Land $95,000 Building $274,500
2023$4,067.00 (+5.34%) Homeowner's exemption$270,364 (+3%)$358,000 (+4.4%) Land $95,000 Building $263,000
2022$3,861.00 Homeowner's exemption$262,490$342,900 Land $75,000 Building $267,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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