5245 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5245 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 1960
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Jan 2021)
Tax Bill	$7,662 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`520-0016-01720`

Property Details

APN / Parcel Number

Primary APN	`520-0016-01720`
Alternative APN	`1103211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,862 sqft Gross Area
1st Floor Area	168 sqft
Basement Area	208 sqft
Finished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,890 sqft

Exterior Amenities

Porch	Slab
Deck Area	48 sqft
Storage Building	100 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1103211
Street Address	5245 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF N 1/2 OF SE 1/4 OF NE 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	24
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1005
Census Tract	10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5245 JEAN DULUTH RD, DULUTH, MN 55803-9751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 11, 2021	Warranty Deed, Transfer RESULTS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Deed Document Number	20211400867
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0001400866
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5245 JEAN DULUTH RD, DULUTH, MN 55803-9751
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001439211
Date	Mar 15, 2022
Instrument	1439211

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2021
Property Address	5245 JEAN DULUTH RD, DULUTH, MN 55803-9751
Document Number	00A1400867
Instrument Date	Dec 18, 2020
Instrument	A1400867
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Tax	$815.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5245 JEAN DULUTH RD DULUTH MN 558039751, DULUTH, MN 55803-9751

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,662.00 (+24.02%) Homeowner's exemption
2025	$6,178.00 (+3.45%) Homeowner's exemption	$561,800 (+16.27%) Land $104,800 Building $457,000	$561,800 (+16.27%) Land $104,800 Building $457,000
2024	$5,972.00	$483,200 (+52.48%) Land $104,000 Building $379,200	$483,200 (+52.48%) Land $104,000 Building $379,200
2022		$316,900 Land $98,500 Building $218,400	$316,900 Land $98,500 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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