415 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 415 Old River Rd, Cornelia, GA 30531

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 2,014 sqft · built 1996
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Nov 2020)
Tax Bill	$1,285 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025 071`

Property Details

APN / Parcel Number

Primary APN	`025 071`
Alternative APNs	`679954` `377359`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,014 sqft Heated Area
Gross Area	2,419 sqft
1st Floor Area	1,136 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	52,708 sqft (1.21 acres)
Lot Width	90 ft Width

Exterior Amenities

Porch	Slab
Porch Area	580 sqft
Patio Area	330 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	377359
Street Address	415 OLD RIVER RD
City	CORNELIA
State	GA
Zip	30531-5851
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	10-53 LT 8 PB 42-196 1238-950
Legal Lot Number	8
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1006
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 OLD RIVER RD, CORNELIA, GA 30531-5851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	20202227
Deed Book / Page	1238 / 950
Record Updated	Oct 29, 2026

November 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 4, 2020
Property Address	415 OLD RIVER RD, CORNELIA, GA 30531-5851
Document Number	001238/950
Book / Page	1238 / 950
Instrument Date	Nov 4, 2020
Instrument	2020-002227
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 OLD RIVER RD, CORNELIA, GA 30531-5851

Mortgage

Document Number	0000001238/0000000953
Date	Nov 12, 2020
Book Page	0000001238/0000000953

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,285.00 Homeowner's exemption Senior Citizen's exemption	$160,947 (+21.71%) Land $35,202 Building $125,745	$402,366 (+21.71%) Land $88,004 Building $314,362
2023	Homeowner's exemption Senior Citizen's exemption	$132,236 (+11.77%) Land $34,272 Building $97,964	$330,590 (+11.77%) Land $85,680 Building $244,910
2022	Homeowner's exemption Senior Citizen's exemption	$118,308 Land $34,272 Building $84,036	$295,770 Land $85,680 Building $210,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream DSL · Cable in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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