350 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 350 Old River Rd, Cornelia, GA 30531

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 1995
Lot Size	3.43 acres (149,411 sqft)
Owner	Individual Name on File
Tax Bill	$898 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025 130`

Property Details

APN / Parcel Number

Primary APN	`025 130`
Alternative APNs	`661658` `377489`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,544 sqft Heated Area
Gross Area	2,736 sqft
1st Floor Area	1,656 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	149,411 sqft (3.43 acres)
Lot Width	500 ft Width
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	600 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	377489
Street Address	350 OLD RIVER RD
City	CORNELIA
State	GA
Zip	30531-5842
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	10-53 PB 20-43 245-212
Legal Subdivision	OLD RIVER ROAD PH 03
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1007
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICA FUNDING
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842

Mortgage

Document Number	0000001416/0000000497
Date	Nov 20, 2025
Book Page	0000001416/0000000497

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842

Mortgage

Document Number	0000001358/0000000743
Date	Feb 29, 2024
Book Page	0000001358/0000000743

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 OLD RIVER RD, CORNELIA, GA 30531-5842

Mortgage

Document Number	0000001297/0000000484
Date	Mar 4, 2022
Book Page	0000001297/0000000484

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$898.00 (+3.58%) Homeowner's exemption Senior Citizen's exemption	$126,916 (+2.6%) Land $30,356 Building $96,560	$317,291 (+2.6%) Land $75,890 Building $241,401
2025	$867.00 Homeowner's exemption Senior Citizen's exemption	$123,702 (+49.06%) Land $28,370 Building $95,332	$309,255 (+49.06%) Land $70,926 Building $238,329
2023	Homeowner's exemption Senior Citizen's exemption	$82,988 (+13.35%) Land $13,336 Building $69,652	$207,470 (+13.35%) Land $33,340 Building $174,130
2022	Homeowner's exemption Senior Citizen's exemption	$73,212 Land $13,336 Building $59,876	$183,030 Land $33,340 Building $149,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream DSL · Cable in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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