523 Koger St, Killen, AL 35645 Property Records

Lauderdale County property record for 523 Koger St, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,218 sqft · built 2008
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Oct 2021)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-05-21-0-000-037-063`

Property Details

APN / Parcel Number

Primary APN	`17-05-21-0-000-037-063`
Alternative APNs	`102264` `090772` `77951`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	2,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	200 ft deep x 96 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	102264
Street Address	523 KOGER ST
City	KILLEN
State	AL
Zip	35645-6883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	96.98 X 200.61 IRR HICKORY PARK LOT 16 .36 AC/C SEC 21 T2S R9W PB 7 PG 124
Legal Range	09W
Legal Township	02S
Legal Section	21
Legal Subdivision	HICKORY PARK
Legal Lot Number	16
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1010
Census Tract	11606

Owner

523 Koger St is owned and occupied by two individuals who bought it in October 2021.

Source: Lauderdale County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 KOGER ST, KILLEN, AL 35645-6883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage BANK INDEPENDENT
Oct 15, 2021	Survivorship Deed, Transfer · Conventional Mortgage LOAN DEPOT INC
Sep 22, 2021	Intrafamily Transfer, Transfer
May 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	May 3, 2017 · Amount on File
Deed Book / Page	2021 / 64714
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	2021/58944
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	523 KOGER ST, KILLEN, AL 35645-6883
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002017/171
Date	Jan 3, 2017
Book Page	2017/171

Lender

Name	BANK INDEPENDENT

Agreement

Amount	Amount on Record

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 15, 2021
Property Address	523 KOGER ST, KILLEN, AL 35645-6883
Document Number	2021/64714
Book / Page	2021 / 64714
Map Reference	MB 7 PG 124
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 POPLAR HOLLOW DR, HARVEST, AL 35749-6604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 KOGER ST, KILLEN, AL 35645-6883

Mortgage

Document Number	202164716202164716
Date	Oct 15, 2021
Instrument	2021/64716202164716

Lender

Name	LOAN DEPOT INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 22, 2021
Property Address	523 KOGER ST, KILLEN, AL 35645-6883
Document Number	2021/58944
Book / Page	2021 / 58944
Map Reference	MB 7 PG 124
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 CEDARBROOK LN, KILLEN, AL 35645-6868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 KOGER ST, KILLEN, AL 35645-6883

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 3, 2017
Property Address	523 KOGER ST, KILLEN, AL 35645-6883
Document Number	2017/18835
Book / Page	2017 / 18835
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 HELEN COURT 3, TUSCUMBIA, AL 35674-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 KOGCS ST, KILLEN, AL 35645

Tax Assessment & Valuation

The 2025 property tax bill for 523 Koger St was $1,301 with a homeowner's exemption, down 4.1% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (-4.13%) Homeowner's exemption	$38,840 (-3.96%)	$388,440 (-3.95%) Land $30,800 Building $357,640
2024	$1,357.00 (+2.42%) Homeowner's exemption	$40,440 (+1,365.22%) Land $3,000 Building $37,440	$404,420 (+6.23%) Land $30,000 Building $374,420
2023	$1,325.00 (+29.9%) Homeowner's exemption	$2,760 (-90.6%) Land $2,760	$380,720 (+29.76%) Land $27,500 Building $353,220
2022	$1,020.00 Homeowner's exemption	$29,360	$293,400 Land $27,900 Building $265,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Koger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Koger St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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