477 Koger St, Killen, AL 35645 Property Records

Lauderdale County property record for 477 Koger St, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,133 sqft · built 2007
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2025)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-21-0-000-037-065`

Property Details

APN / Parcel Number

Primary APN	`17-05-21-0-000-037-065`
Alternative APNs	`098992` `77953` `98992`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,133 sqft Living Area
1st Floor Area	2,133 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	98992
Street Address	477 KOGER ST
City	KILLEN
State	AL
Zip	35645-6881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87.2 X 200.61 IRR HICKORY PARK LOT 14 .35 AC/C PB 7 PG 124 SEC 21 T2S R9W SECOND HOME
Legal Range	09W
Legal Township	02S
Legal Section	21
Legal Subdivision	HICKORY PARK
Legal Lot Number	14 35
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1010
Census Tract	11606

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	477 KOGER ST, KILLEN, AL 35645-6881
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit CHAMPION COMMUNITY CU
May 10, 2021	Survivorship Deed, Transfer · Balloon Mortgage FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	0020256485
Deed Book / Page	2025 / 6485
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	477 KOGER ST, KILLEN, AL 35645-6881
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/50263
Date	Oct 20, 2025
Book Page	2025/50263

Lender

Name	CHAMPION COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 10, 2021
Property Address	477 KOGER ST, KILLEN, AL 35645-6881
Document Number	2021/29537
Book / Page	2021 / 29537
Map Reference	MB 7 PG 124
Instrument Date	May 4, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 N BAILEY SPRINGS DR, FLORENCE, AL 35634-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 KOGER ST, KILLEN, AL 35645-6881

Mortgage

Document Number	202129540202129540
Date	May 10, 2021
Instrument	2021/29540202129540

Lender

Name	FIRST FEDERAL BANK FSB

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-4.08%)	$34,940 (-4.01%)	$349,440 (-3.98%) Land $30,800 Building $318,640
2024	$1,274.00 (+2%)	$36,400 (+1,218.84%) Land $3,000 Building $33,400	$363,920 (+6.25%) Land $30,000 Building $333,920
2023	$1,249.00 (+27.97%)	$2,760 (-89.58%) Land $2,760	$342,520 (+29.4%) Land $27,500 Building $315,020
2022	$976.00	$26,480	$264,700 Land $27,900 Building $236,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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