Lauderdale County property record for 412 Koger St, Killen, AL 35645
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,861 sqft · built 2006 |
| Lot Size | 0.589 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,900 (Jun 2016) |
| Tax Bill | $996 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-21-0-000-037-085 |
| Primary APN | 17-05-21-0-000-037-085 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| 1st Floor Area | 1,861 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.589 acres) |
| Lot Dimensions | 217 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 87739 |
|---|---|
| Street Address | 412 KOGER ST |
| City | KILLEN |
| State | AL |
| Zip | 35645-6880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115 X 217.72 IRR HICKORY PARK LOT 40 .59 AC/C SEC 21 T2S R9W PB 7 PG 124 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | HICKORY PARK |
| Legal Lot Number | 40 59 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11606 |
412 Koger St is owned and occupied by an individual who bought it in June 2016.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 KOGER ST, KILLEN, AL 35645-6880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Line of Credit TVA COMMUNITY CU |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on File |
| Deed Sale | Jun 16, 2016 · Amount on File |
| Prior Sale | Sep 3, 2015 · Amount on File |
| Deed Document Number | 0201626009 |
| Deed Book / Page | 2016 / 26009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 412 KOGER ST, KILLEN, AL 35645-6880 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2023/50293 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 2023/50293 |
| Name | TVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 412 KOGER ST, KILLEN, AL 35645-6880 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020/29174 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2020/29174 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 412 Koger St was $996 with a homeowner's exemption, down 3.1% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $996.00 (-3.11%) Homeowner's exemption | $30,120 (-2.96%) | $301,240 (-2.95%) Land $30,800 Building $270,440 |
| 2024 | $1,028.00 (+1.28%) Homeowner's exemption | $31,040 (+1,024.64%) Land $3,000 Building $28,040 | $310,400 (+6.29%) Land $30,000 Building $280,400 |
| 2023 | $1,015.00 (+29.13%) Homeowner's exemption | $2,760 (-87.83%) Land $2,760 | $292,020 (+28.81%) Land $27,500 Building $264,520 |
| 2022 | $786.00 Homeowner's exemption | $22,680 | $226,700 Land $27,900 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 Koger St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Koger St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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