389 Koger St, Killen, AL 35645 Property Records

Lauderdale County property record for 389 Koger St, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,613 sqft · built 2014
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2018)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-05-21-0-000-037-068`

Property Details

APN / Parcel Number

Primary APN	`17-05-21-0-000-037-068`
Alternative APNs	`093474` `77956` `93474`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,613 sqft Living Area
1st Floor Area	3,613 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,897 sqft (0.869 acres)
Lot Dimensions	200 ft deep x 188 ft wide
Deck Area	312 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	93474
Street Address	389 KOGER ST
City	KILLEN
State	AL
Zip	35645-6879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	188.8 X 200.61 HICKORY PARK LOT 11 & E 73.8 OF LOT 10 .87 AC/C SEC 21 T2S R9W PB 7 PG 124
Legal Range	09W
Legal Township	02S
Legal Section	21
Legal Subdivision	HICKORY PARK
Legal Lot Number	11,10 51
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	1
Census Block	1010
Census Tract	11606

Owner

389 Koger St is owned and occupied by an individual who bought it in August 2018.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	389 KOGER ST, KILLEN, AL 35645-6879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST METRO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Deed Document Number	0201837726
Deed Book / Page	2018 / 37726
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	389 KOGER ST, KILLEN, AL 35645-6879
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/26362
Date	Jun 9, 2020
Book Page	2020/26362

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 30, 2018
Property Address	389 KOGER ST, KILLEN, AL 35645-6879
Document Number	2018/37726
Book / Page	2018 / 37726
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 RIVERMONT RD, 120, FLORENCE, AL 35634-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 KOGER ST, KILLEN, AL 35645-6879

Mortgage

Document Number	2018/37728
Date	Aug 30, 2018
Book Page	2018/37728

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 389 Koger St was $2,263 with a homeowner's exemption, down 1.3% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (-1.31%) Homeowner's exemption	$66,300 (-1.31%)	$662,840 (-1.34%) Land $49,300 Building $613,540
2024	$2,293.00 (+3.9%) Homeowner's exemption	$67,180 (+1,426.82%) Land $4,800 Building $62,380	$671,860 (+6.21%) Land $48,000 Building $623,860
2023	$2,207.00 (+30.21%) Homeowner's exemption	$4,400 (-90.96%) Land $4,400	$632,600 (+3%) Land $44,000 Building $588,600
2022	$1,695.00 Homeowner's exemption	$48,660	$486,600 Land $44,600 Building $442,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Koger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Koger St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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