5229 Bridle Pathway, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 5229 Bridle Pathway, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,955 sqft · built 1980
Lot Size0.459 acres (20,000 sqft)
Owner2 Company Names on Record
Tax Bill$9,553 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN013089 15.19-1-23

Property Details

APN / Parcel Number

Primary APN013089 15.19-1-23
Alternative APNs
  • 308901501900010230000000
  • 01501900010230000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,955 sqft Living Area
1st Floor Area1,229 sqft
2nd Floor Area1,726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501900010230000000
Street Address5229 BRIDLE PATHWAY
CitySCHENECTADY
StateNY
Zip12303-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 40 RA
Legal Block1
Legal Lot Number23.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3007
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Mar 4, 2020Deed of Trust, Mortgage
TRUSTCO BANK
Jun 30, 2021Intrafamily Transfer, Transfer
Jan 28, 2020Loan Modification, Mortgage
TRUSTCO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 1, 2021
Transfer Doc0000019292
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017

Mortgage

Document Number0000006428
DateNov 14, 2022
InstrumentR2022-26428
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 2, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017
Transaction TypeMortgage
Record UpdatedJul 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005137
DateMar 4, 2020
InstrumentR2020-05137
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateJun 30, 2021
Property Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017
Document Number0000009292
Map ReferenceMAP 4591 DR 165
Instrument DateJun 1, 2021
InstrumentR2021-19292
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5229 BRIDLE PATHWAY, 5229, SCHENECTADY, NY 12303-5017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24 W GLEN AVE, PORT CHESTER, NY 10573-2241

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address5229 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5017
Document Number0000005138
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5229 BRIDLE PATHWAY SCHENECTADY NY 123035017, SCHENECTADY, NY 12303-5017

Mortgage

Document Number0000005138
DateMar 4, 2020
Instrument5138
Lender
NameTRUSTCO BK
TypeBank
AddressGLENVILLE, NY 12302
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,553.00 (+0.02%)
2025$9,551.00 (+11.83%)$335,000 (-) Land $67,000 Building $268,000$446,667 (+13.33%) Land $89,333 Building $357,334
2023$335,000 (-) Land $67,000 Building $268,000$394,118 (+7.06%) Land $78,824 Building $315,294
2022$335,000 Land $67,000 Building $268,000$368,132 Land $73,626 Building $294,506
2021$8,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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