Albany County and Guilderland Town property record for 5228 Bridle Pathway, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,314 sqft · built 1977 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Feb 2017) |
| Tax Bill | $9,746 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.19-1-31 |
| Primary APN | 013089 15.19-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| 2nd Floor Area | 1,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 411 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501900010310000000 |
|---|---|
| Street Address | 5228 BRIDLE PATHWAY |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 32 RA |
| Legal Subdivision | RANDON ACRES |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 14616 |
5228 Bridle Pathway is owned and occupied by two individuals who bought it in February 2017.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5228 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 3, 2017 | Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on File |
| Deed Sale | Feb 3, 2017 · Amount on File |
| Deed Document Number | 20173176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5228 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5228 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000005597 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | R2025-15597 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 20, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 3, 2017 |
| Property Address | 5228 BRIDLE PATHWAY, SCHENECTADY, NY 12303-5018 |
| Document Number | 0000003176 |
| Map Reference | MAP4591 DR165 |
| Instrument Date | Aug 29, 2016 |
| Instrument | R2017-03176 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5228 BRIDLE PATHWAY SCHENECTADY, 5228 |
| Name | Verified Name |
|---|---|
| Address | 32 GALI AVE COLONIE |
| Document Number | 0000003177 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | R2017-03177 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Sep 1, 2046 |
The 2026 property tax bill for 5228 Bridle Pathway was $9,746, up % from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,746.00 (+0.03%) | ||
| 2025 | $9,743.00 | $342,000 Land $68,000 Building $274,000 | $456,000 Land $90,667 Building $365,333 |
| 2023 | $342,000 (-) Land $68,000 Building $274,000 | $402,353 (+7.06%) Land $80,000 Building $322,353 | |
| 2022 | $342,000 Land $68,000 Building $274,000 | $375,824 Land $74,725 Building $301,099 | |
| 2021 | $8,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5228 Bridle Pathway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5228 Bridle Pathway is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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